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4 Jul 2020

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Income Protection News

Insurance recommended for agricultural workers

Workers in the agricultural industry may want to consider covering themselves with accident sickness and unemployment insurance or income protection products due to risks at work.

This is because the agricultural sector is diversifying and this brings with it more risks, according to insurer Aviva, which is urging employers to be aware of the dangers to both staff and visitors.

Government figures show the sector has one of the worst records for fatal accidents, with a death reported every week and a bigger number incapacitated due to injuries.

Despite the fact that the sector is under many pressures including financial ones, farmers have been advised not to cut corners and instead put health and safety at the forefront by making their properties more secure.

"In addition to assessing health and safety risks, making sure you have the correct insurance will help to protect your business," recommended liability risk manager Phil Grace.

However, while employers cover their ends, employees can also do something worthwhile for themselves by taking out the aforementioned insurance, which can kick in in the event of incapacitation or injury.

Shelter Offshore recently recommended getting life insurance at an early age as this can result in a better deal and policy from a cover provider.

 

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