Cheap Life Insurance

What Makes Go Direct Cheap for Life Insurance Quotes?

When you take out a life insurance, critical illness or income protection insurance policy the premium you will pay for your policy, reflects an up-front set up fee. This fee is paid as commission to the company arranging your policy. This will be the case whether you take you policy via a broker, online, direct to an insurance company or via Go Direct.

With Go Direct we make our life insurance quotes cheaper by sacrificing 50% of the initial commission that the provider would have paid to us back into your policy reducing the up from cost and your monthly premiums. This makes our premiums cheaper than going direct to the assurance company for your policy.

Go Direct Offer you Great Prices

Go Direct aim that at the time of application you will not get cheaper like for like quotes on your cover using our insurance quote system. With Go Direct you can obtain instant cheap life insurance quotes on term insurance, critical illness cover and income protection insurance.

Our quote system will give you the choice of the some of the major life insurance companies such as Aviva, Legal & General, LV, HSBC and Zurich with the benefit of our discounted premiums.

What Could you Save on Your Premiums With Go Direct?

Many website's promise the best life insurance premiums, but how do you know much will you really save on your policy. Below are some examples of the typical savings you can make on your term life insurance and critical illness cover premiums.

Cheap Term Life Insurance

Our cheapest term life insurance quote examples below show you the full commission term insurance and typical examples of the cheap life insurance quotes you would get with Go Direct. You can also quickly see what life cover is affordable for you.

£200,000 Level Term Life Insurance over 20 years (A)

Example Clients	Life Insurance Provider	Go Direct Cheapest Quote	Standard Direct Quote	Saving Over the Term
Male or Female 30 non-smoker		£5.22	£5.93	£170 over the term
Male or Female Age 30 Smoker		£9.11	£10.51	£336 over the term
Male or Female 45 non-smoker		£16.57	£19.12	£612 over the term
Male or Female 45 Smoker		£36.42	£41.39	£1192 over the term
Joint 2 x 35 Year old Non Smokers		£13.55	£15.40	£444 over the term

(A) Assumes person in good health, age given is age next birthday. At full commission, source Go Direct online (1) 01/01/2025

The above quotes are for illustrative purposes only the actual premiums will be dependent on your individual circumstances.

Cheap Critical Illness Cover

The level life & critical illness insurance quotes below are examples of full commission life & critical illness insurance and typical examples of the quotes you would receive from Go Direct. You can quickly see whether life & critical illness cover is affordable for you.

£200,000 Level Life & Critical Illness Insurance over 20 years (A)

Example Clients	Life Insurance Provider	Go Direct Cheapest Quote	Standard Direct Quote	Saving Over the Term
Male or Female 30 non-smoker		£31.50	£35.80	£1032 over the term
Male or Female 30 Smoker		£44.55	£52.51	£1910 over the term
Male or Female 45 non-smoker		£90.52	£102.86	£2961 over the term
Male or Female 45 Smoker		£178.05	£209.87	£7737 over the term
Joint 2 x 35 Year old Non Smokers		£101.01	£112.08	£2896 over the term

(A) Assumes person in good health, age given is age next birthday At full commission, source Go Direct online (1) 01/01/2025

The above quotes are for illustrative purposes only the actual premiums will be dependent on your individual circumstances.

Do you want Advice with the Benefit of Online Cheap Life Insurance Rates?

If you would like no obligation phone based life insurance advice, complete our inquiry form and we will call you to discuses your protection needs. What's more unlike some other online brokers your will still receive our cheap online prices when we give you advice..