Our Best buy to let tracker mortgage rate tables are updated daily for the most up to date buy to let mortgage tracker rates available. The buy to let tracker mortgages below are the lowest tracker rate mortgages in the market with early redemption penalties. If you have any questions about the buy to let remortgage & mortgage schemes below contact us with any queries.
Showing 10 out of 124 matching Buy to Let tracker mortgage rates, correct as of 13/09/2026.
| Lender | Mortgage Product | Mortgage Type | Initial Rate | Initial Rate Period | Initial Monthly Payment | Maximum LTV | Product Fee | More Information |
|---|---|---|---|---|---|---|---|---|
| CHL Mortgages | CHL 1 BTL 2 Year Tracker 5.00% Fee (LTD CO.) No ERC | Tracker | 3.85% | 2 years | £385.00 | 75% | 5% | See more information |
| CHL Mortgages | CHL 1 BTL 2 Year Tracker 5.00% Fee Small HMO (SPV LTD CO.) No ERC | Tracker | 3.95% | 2 years | £395.00 | 75% | 5% | See more information |
| The Mortgage Works | Intermediary BTL LTD Co SPV 2 Year Tracker 3% Fee | Tracker | 3.99% | 2 years | £399.00 | 75% | 3% | See more information |
| Landbay | BTL 2 Year Discount Tracker 3.00% Fee Premier No ERC (SPV/LLP) | Tracker | 4.09% | 2 years | £409.00 | 75% | 3% | See more information |
| Landbay | BTL 2 Year Discount Tracker 5.00% Fee Core No ERC (INDIVIDUAL) | Tracker | 4.14% | 2 years | £414.00 | 65% | 5% | See more information |
| Landbay | BTL 2 Year Discount Tracker 5.00% Fee Core No ERC (SPV/LLP) | Tracker | 4.14% | 2 years | £414.00 | 65% | 5% | See more information |
| The Mortgage Works | Intermediary BTL 2 Year Tracker 1% Fee | Tracker | 4.19% | 2 years | £419.00 | 65% | 1% | See more information |
| BM Solutions | Intermediary BTL 2 Year Tracker 1% Fee Purchase | Tracker | 4.2% | 2 years | £420.00 | 65% | 1% | See more information |
| The Mortgage Works | Intermediary BTL 2 Year Tracker £1495 Fee | Tracker | 4.24% | 2 years | £424.00 | 65% | £1,495.00 | See more information |
| Leeds BS | BTL 2 Year Tracker £1499 Fee No ERC | Tracker | 4.3% | 2 years | £430.00 | 60% | £1,499.00 | See more information |
For the first 2 years the mortgage rate is 3.85% giving you a monthly payment of £385.00 .
After your tracker rate ends, you will move to the CHL Mortgages standard variable rate which is currently 8.74% . This would give you a monthly payment of £874.00 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £15,800.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00. |
|---|---|
| Booking Fee | £150.00 |
| Arrangement Fee | £6,000.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £200.00 |
| Total Fees | £6,560.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£385.00
Ongoing Monthly Payment
£874.00
True Cost Over Initial Period
£15,800.00
Total Amount Repayable
£257,024.00
Lender: CHL Mortgages
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 3.85%
Initial rate period: 2 years
Initial monthly payment: £385.00
Monthly payment after initial period: £874.00
Standard Variable Rate: 8.74%
Maximum LTV: 75%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00.
Arrangement fee: £6,000.00
Booking fee: £150.00
Telegraphic transfer fee: £25.00
Valuation fee: £200.00
Total fees: £6,560.00
APR: 8.7%
Early repayment charge: No
True cost over initial period: £15,800.00
True cost over full mortgage term: £257,024.00
For the first 2 years the mortgage rate is 3.95% giving you a monthly payment of £395.00 .
After your tracker rate ends, you will move to the CHL Mortgages standard variable rate which is currently 8.74% . This would give you a monthly payment of £874.00 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £16,305.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00. |
|---|---|
| Booking Fee | £150.00 |
| Arrangement Fee | £6,000.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £465.00 |
| Total Fees | £6,825.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£395.00
Ongoing Monthly Payment
£874.00
True Cost Over Initial Period
£16,305.00
Total Amount Repayable
£257,529.00
Lender: CHL Mortgages
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 3.95%
Initial rate period: 2 years
Initial monthly payment: £395.00
Monthly payment after initial period: £874.00
Standard Variable Rate: 8.74%
Maximum LTV: 75%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00.
Arrangement fee: £6,000.00
Booking fee: £150.00
Telegraphic transfer fee: £25.00
Valuation fee: £465.00
Total fees: £6,825.00
APR: 8.8%
Early repayment charge: No
True cost over initial period: £16,305.00
True cost over full mortgage term: £257,529.00
For the first 2 years the mortgage rate is 3.99% giving you a monthly payment of £399.00 .
After your tracker rate ends, you will move to the The Mortgage Works standard variable rate which is currently 8.24% . This would give you a monthly payment of £824.00 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £13,989.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 3.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £3,600.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £3,600.00 |
| Telegraphic Transfer Fee | £15.00 |
| Valuation Fee | Free valuation |
| Total Fees | £3,615.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£399.00
Ongoing Monthly Payment
£824.00
True Cost Over Initial Period
£13,989.00
Total Amount Repayable
£239,765.00
Lender: The Mortgage Works
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 3.99%
Initial rate period: 2 years
Initial monthly payment: £399.00
Monthly payment after initial period: £824.00
Standard Variable Rate: 8.24%
Maximum LTV: 75%
Product fee: 3.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £3,600.00.
Arrangement fee: £3,600.00
Booking fee: £0.00
Telegraphic transfer fee: £15.00
Valuation fee: Free valuation
Total fees: £3,615.00
APR: 8.1%
Early repayment charge: 30-Nov-2028
True cost over initial period: £13,989.00
True cost over full mortgage term: £239,765.00
For the first 2 years the mortgage rate is 4.09% giving you a monthly payment of £409.00 .
After your tracker rate ends, you will move to the Landbay standard variable rate which is currently 7.24% . This would give you a monthly payment of £724.00 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £14,026.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 3.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £3,600.00. |
|---|---|
| Booking Fee | £199.00 |
| Arrangement Fee | £3,600.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £285.00 |
| Total Fees | £4,210.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£409.00
Ongoing Monthly Payment
£724.00
True Cost Over Initial Period
£14,026.00
Total Amount Repayable
£213,850.00
Lender: Landbay
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.09%
Initial rate period: 2 years
Initial monthly payment: £409.00
Monthly payment after initial period: £724.00
Standard Variable Rate: 7.24%
Maximum LTV: 75%
Product fee: 3.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £3,600.00.
Arrangement fee: £3,600.00
Booking fee: £199.00
Telegraphic transfer fee: £0.00
Valuation fee: £285.00
Total fees: £4,210.00
APR: 7.3%
Early repayment charge: No
True cost over initial period: £14,026.00
True cost over full mortgage term: £213,850.00
For the first 2 years the mortgage rate is 4.14% giving you a monthly payment of £414.00 .
After your tracker rate ends, you will move to the Landbay standard variable rate which is currently 7.24% . This would give you a monthly payment of £724.00 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £16,546.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00. |
|---|---|
| Booking Fee | £199.00 |
| Arrangement Fee | £6,000.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £285.00 |
| Total Fees | £6,610.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£414.00
Ongoing Monthly Payment
£724.00
True Cost Over Initial Period
£16,546.00
Total Amount Repayable
£216,370.00
Lender: Landbay
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.14%
Initial rate period: 2 years
Initial monthly payment: £414.00
Monthly payment after initial period: £724.00
Standard Variable Rate: 7.24%
Maximum LTV: 65%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00.
Arrangement fee: £6,000.00
Booking fee: £199.00
Telegraphic transfer fee: £0.00
Valuation fee: £285.00
Total fees: £6,610.00
APR: 7.8%
Early repayment charge: No
True cost over initial period: £16,546.00
True cost over full mortgage term: £216,370.00
For the first 2 years the mortgage rate is 4.14% giving you a monthly payment of £414.00 .
After your tracker rate ends, you will move to the Landbay standard variable rate which is currently 7.24% . This would give you a monthly payment of £724.00 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £16,546.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00. |
|---|---|
| Booking Fee | £199.00 |
| Arrangement Fee | £6,000.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £285.00 |
| Total Fees | £6,610.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£414.00
Ongoing Monthly Payment
£724.00
True Cost Over Initial Period
£16,546.00
Total Amount Repayable
£216,370.00
Lender: Landbay
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.14%
Initial rate period: 2 years
Initial monthly payment: £414.00
Monthly payment after initial period: £724.00
Standard Variable Rate: 7.24%
Maximum LTV: 65%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £6,000.00.
Arrangement fee: £6,000.00
Booking fee: £199.00
Telegraphic transfer fee: £0.00
Valuation fee: £285.00
Total fees: £6,610.00
APR: 7.8%
Early repayment charge: No
True cost over initial period: £16,546.00
True cost over full mortgage term: £216,370.00
For the first 2 years the mortgage rate is 4.19% giving you a monthly payment of £419.00 .
After your tracker rate ends, you will move to the The Mortgage Works standard variable rate which is currently 8.24% . This would give you a monthly payment of £824.00 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £12,114.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 1.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £1,200.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,200.00 |
| Telegraphic Transfer Fee | £20.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,220.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£419.00
Ongoing Monthly Payment
£824.00
True Cost Over Initial Period
£12,114.00
Total Amount Repayable
£237,890.00
Lender: The Mortgage Works
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.19%
Initial rate period: 2 years
Initial monthly payment: £419.00
Monthly payment after initial period: £824.00
Standard Variable Rate: 8.24%
Maximum LTV: 65%
Product fee: 1.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £1,200.00.
Arrangement fee: £1,200.00
Booking fee: £0.00
Telegraphic transfer fee: £20.00
Valuation fee: Free valuation
Total fees: £1,220.00
APR: 7.4%
Early repayment charge: 30-Nov-2028
True cost over initial period: £12,114.00
True cost over full mortgage term: £237,890.00
For the first 2 years the mortgage rate is 4.2% giving you a monthly payment of £420.00 .
After your tracker rate ends, you will move to the BM Solutions standard variable rate which is currently 8.09% . This would give you a monthly payment of £809.00 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £12,640.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | 1.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £1,200.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,200.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,300.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£420.00
Ongoing Monthly Payment
£809.00
True Cost Over Initial Period
£12,640.00
Total Amount Repayable
£233,497.00
Lender: BM Solutions
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.2%
Initial rate period: 2 years
Initial monthly payment: £420.00
Monthly payment after initial period: £809.00
Standard Variable Rate: 8.09%
Maximum LTV: 65%
Product fee: 1.00% of the mortgage amount. Based on a mortgage of £120,000.00, this is £1,200.00.
Arrangement fee: £1,200.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,300.00
APR: 7.5%
Early repayment charge: No
True cost over initial period: £12,640.00
True cost over full mortgage term: £233,497.00
For the first 2 years the mortgage rate is 4.24% giving you a monthly payment of £424.00 .
After your tracker rate ends, you will move to the The Mortgage Works standard variable rate which is currently 8.24% . This would give you a monthly payment of £824.00 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £12,539.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £1,495.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,495.00 |
| Telegraphic Transfer Fee | £20.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,515.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£424.00
Ongoing Monthly Payment
£824.00
True Cost Over Initial Period
£12,539.00
Total Amount Repayable
£238,315.00
Lender: The Mortgage Works
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.24%
Initial rate period: 2 years
Initial monthly payment: £424.00
Monthly payment after initial period: £824.00
Standard Variable Rate: 8.24%
Maximum LTV: 65%
Product fee: The product fee shown for this mortgage is £1,495.00.
Arrangement fee: £1,495.00
Booking fee: £0.00
Telegraphic transfer fee: £20.00
Valuation fee: Free valuation
Total fees: £1,515.00
APR: 7.4%
Early repayment charge: 30-Nov-2028
True cost over initial period: £12,539.00
True cost over full mortgage term: £238,315.00
For the first 2 years the mortgage rate is 4.3% giving you a monthly payment of £430.00 .
After your tracker rate ends, you will move to the Leeds BS standard variable rate which is currently 8.04% . This would give you a monthly payment of £804.00 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures entered for this mortgage comparison.
The true cost of this mortgage over the initial period is £12,913.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £1,499.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,499.00 |
| Telegraphic Transfer Fee | £35.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,733.00 |
| Early Repayment Charge | No |
Initial Monthly Payment
£430.00
Ongoing Monthly Payment
£804.00
True Cost Over Initial Period
£12,913.00
Total Amount Repayable
£233,209.00
Lender: Leeds BS
Mortgage type: Buy to Let Mortgage
Payment type: Interest Only
Rate type: Tracker
Initial rate: 4.3%
Initial rate period: 2 years
Initial monthly payment: £430.00
Monthly payment after initial period: £804.00
Standard Variable Rate: 8.04%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £1,499.00.
Arrangement fee: £1,499.00
Booking fee: £0.00
Telegraphic transfer fee: £35.00
Valuation fee: Free valuation
Total fees: £1,733.00
APR: 7.7%
Early repayment charge: No
True cost over initial period: £12,913.00
True cost over full mortgage term: £233,209.00
Your home may be repossessed if you do not keep up repayments on your mortgage
TThe APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £100,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct whole of market panel of lenders.
Once you compare the tracker rate buy to let mortgage & remortgage schemes if would like BTL mortgage advice, complete our mortgage enquiry form and we will contact you to discuses your buy to let mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority
The above information does not contain all the details you need to choose a mortgage. Please consult a qualified advisor before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment.
