HMO Mortgage Comparison.

Compare filter and sort our best HMO mortgage rates today

Compare HMO Mortgage Rates

Our Instant HMO mortgage comparison system allows you to compare HMO rates for Ltd company and personal mortgages.

Comparing the latest Buy to Let mortgage rates from the major lenders, including exclusive deals, has never been easier with Go Direct. With real time data we always show you our latest HMO Buy to let rates.

Your home may be repossessed if you do not keep up repayments on your mortgage

Need help with your HMO results?

Found a HMO Buy to Let mortgage you're interested in?

Comparing HMO Buy to Let mortgage rates is a useful starting point. Before you apply, one of our experienced advisers can help you understand lender criteria, rental requirements, fees and whether the mortgage may be suitable for your circumstances.

Check the lender criteria

HMO lenders can have different requirements depending on the property, number of rooms, rental income and your circumstances. We can help you understand which options may be suitable.

Look beyond the headline rate

Arrangement fees, valuation costs and other charges can make a difference to the overall cost of a HMO Buy to Let mortgage.

Consider the property and rental

We can discuss the HMO property, number of rooms, expected rental income and the lender requirements that may affect your options.

Why Go Direct?

HMO Buy to Let advice built around your circumstances

20+

Years' experience

Experienced mortgage advisers helping landlords and property investors understand their HMO mortgage options.

Whole of market

Representative lender panel

We can consider mortgages from a representative whole of market panel that includes mainstream and specialist Buy to Let lenders.

Specialist

Advice beyond a simple rate search

We can consider lender criteria, fees, rental requirements, HMO property details and your individual circumstances before you apply.

Would you like us to check your HMO options?

Speak to one of our advisers about the mortgages you've found and what you are looking to achieve.

Speak to a HMO adviser

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All the mortgages are subject to you meeting the eligibility criteria of lenders. You should make an appointment to receive mortgage advice based on your individual needs and circumstances.

More complex circumstances?

Credit problems or a more specialist HMO Buy to Let case?

If you have defaults, CCJs, mortgage arrears, bankruptcy or an IVA, a simple online rate comparison may not give you the full picture. Lenders can apply different criteria depending on the details and timing of the credit issue.

In these circumstances, speak to an adviser so we can look at your situation and discuss the mortgage options that may be available to you.