Remortgages
Compare current remortgage rates, explore your options or speak to one of our experienced mortgage advisers.
Choose the option that best matches what you would like to achieve with your mortgage.
Review your options before your current mortgage deal ends and see what remortgage rates may be available.
See remortgage rates ›Compare current remortgage deals and explore whether switching your mortgage could reduce your costs.
Compare remortgage deals ›Explore remortgaging to raise additional funds for home improvements or other borrowing needs.
Capital raising remortgages ›Get help if your circumstances need a more individual approach or you are unsure which lenders may be suitable.
Speak to an adviser ›as of Thursday 24th September
The rates above are examples of the best rates available from our representative whole of market panel of lenders. Use the button below to see all rates for full details of the remortgage rates available today.
See all ratesThe rates above are examples of the best rates available from our representative whole of market panel of lenders. Use the button below to see all rates for full details of the remortgage rates available today.
See all ratesMore than just a lower interest rate
Researching remortgage rates online is a great place to start, but the lowest interest rate does not always mean switching will be the best option for you.
Before remortgaging, it is important to look at the overall cost of changing your mortgage, including any early repayment charges, arrangement fees and other costs that may apply.
A qualified mortgage adviser can also help you understand lender criteria and compare options that may be suitable for your circumstances, rather than looking at the headline rate alone.
We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
Speak to a remortgage adviserYour existing mortgage may have early repayment charges or other costs that need to be considered before switching.
Interest rates, arrangement fees and incentives can all affect the overall cost of a remortgage.
Each lender has different affordability and lending criteria, so not every remortgage will be suitable for every borrower.
Your home may be repossessed if you do not keep up repayments on your mortgage
Remortgage guides & tools
Explore remortgage rates, understand your options and use our tools to help with your research before you switch.
Before you remortgage
Understand what to consider before changing your mortgage, including your current deal, the costs of switching and how lender criteria can affect your options.
Explore remortgage advice ›Explore current remortgage deals and see how different rates could affect your mortgage.
Compare monthly repayments using different mortgage amounts, interest rates and repayment terms.
Find out more about remortgage options if you have had previous credit problems or your circumstances are more complex.
More help with your remortgage
Explore remortgage lenders, understand some of the reasons for borrowing more or speak to an adviser about your options.
Different mortgage lenders have different rates, fees and lending criteria. Comparing lenders can help you understand the range of remortgage options available.
Explore information about major remortgage lenders and compare current remortgage rates .
Compare remortgage lenders ›Some homeowners consider remortgaging when they want to raise additional funds. The amount you may be able to borrow will depend on factors including your income, affordability, property value and the lender's criteria.
Additional borrowing might be considered for purposes such as home improvements, buying additional equity in a property or other borrowing needs.
If you are considering raising additional funds, an adviser can help you understand the options that may be available and the implications of increasing your mortgage borrowing.
Ask about borrowing more ›Some homeowners consider remortgaging to consolidate existing debts, but this is not always the most suitable option and needs to be considered carefully.
Consolidating debts into your mortgage can mean repaying the borrowing over a longer period and may increase the total amount of interest you pay. It can also mean securing previously unsecured debts against your home.
There may be other ways to manage existing debts, so it is important to consider the alternatives as well as the potential advantages and disadvantages of remortgaging.
Speak to an adviser ›Think carefully before securing other debts against your home.
Consolidating debt may reduce your outgoings now, but you may end up paying more overall.
Your home may be repossessed if you do not keep up repayments on your mortgage.