Our offset mortgage comparison tables show currently available offset products and their costs. Compare tracker and fixed-rate offset mortgages, including products with and without arrangement fees. Eligibility and early repayment charges vary by lender and product. If you have any questions about the offset remortgage & mortgage rates below contact us with any queries.
Mortgage comparison rates are temporarily unavailable. Please use our mortgage comparison service to check available products.
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
Compare other offset mortgage types and loan-to-value options, or read how offset mortgages work before choosing a product.
The above information does not contain all the details you need to choose a mortgage. Please consult a qualified advisor before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment.
Once you compare the offset mortgage and remortgage schemes if you would like offset mortgage advice or remortgage advice, complete our mortgage enquiry form and we will contact you to discuses your mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
An offset mortgage links eligible savings to your mortgage so that interest is generally calculated on the mortgage balance less the linked savings. Your savings remain accessible, subject to the account terms.
Compare the overall cost, not just the initial rate: product fees, early repayment charges, how savings are linked and whether the lender accepts new customers all matter. Our offset mortgage guide explains the benefits and limitations in more detail.
