Best 2 Year Fixed Rate Remortgage

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Best 2 Year Fixed Rate Remortgage

Best 2 year fixed rate remortgage tables, updated daily for the most up to date fixed remortgage rates available in the UK. Our best buy fixed remortgages below are the lowest 2 year fixed rate remortgages in the market with early redemption penalties. As these are the lowest rates available they may not include incentives such as free valuation and remortgage conveyancing. If you would like a remortgage rate with these benefits please try our instant remortgage quote section.

2 Year Fixed Remortgage Rates

Compare current 2 year fixed remortgage rates for a £200,000 property with a £120,000 repayment mortgage, representing 60% LTV.

Compare current remortgage rates based on 60% LTV, with and without product fees. All these remortgages include free standard legal work provided through the lenders' legal services. Lowest current 2 year fixed remortgage based on 60% LTV: 4.82% (Max LTV 60%) with a £999 product fee. Lowest current 2 year fixed remortgage without a product fee based on 60% LTV: 5.21% (Max LTV 60%) with no product fee. Rates checked 12 November 2026.

Showing 10 out of 279 matching 2 year fixed remortgage rates.

2 Year Fixed Remortgage Rates at 60% LTV
Lender Initial Rate Rate Type Max LTV Fees APRC Monthly Payment More Information
Lender Halifax Initial Rate 4.82% then 7.49% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 7.2% Monthly Payment £688.29 Initial Monthly Payment More Information More information
Lender Santander UK Plc Initial Rate 4.92% then 6.5% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 6.3% Monthly Payment £695.23 Initial Monthly Payment More Information More information
Lender NatWest Initial Rate 4.94% then 6.99% variable Rate Type Fixed for 2 years Max LTV 60% Fees £995.00 Product Fee APRC 6.9% Monthly Payment £697.32 Initial Monthly Payment More Information More information
Lender NatWest Initial Rate 4.94% then 6.99% variable Rate Type Fixed for 2 years Max LTV 60% Fees £1,495.00 Product Fee APRC 7% Monthly Payment £697.32 Initial Monthly Payment More Information More information
Lender Barclays Bank Initial Rate 4.96% then 5.99% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 5.2% Monthly Payment £698.01 Initial Monthly Payment More Information More information
Lender HSBC Initial Rate 4.96% then 6.24% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 6.2% Monthly Payment £698.01 Initial Monthly Payment More Information More information
Lender Nationwide BS Initial Rate 4.99% then 6.74% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 6.6% Monthly Payment £700.81 Initial Monthly Payment More Information More information
Lender HSBC Initial Rate 4.99% then 6.24% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 6.2% Monthly Payment £700.10 Initial Monthly Payment More Information More information
Lender NatWest Initial Rate 4.99% then 6.99% variable Rate Type Fixed for 2 years Max LTV 60% Fees £995.00 Product Fee APRC 6.9% Monthly Payment £700.81 Initial Monthly Payment More Information More information
Lender Barclays Bank Initial Rate 4.99% then 5.99% variable Rate Type Fixed for 2 years Max LTV 60% Fees £999.00 Product Fee APRC 5.2% Monthly Payment £700.10 Initial Monthly Payment More Information More information

Mortgage Product Details

Halifax Lloyds Loyalty Premier Intermediary 2 Year Fixed £999 Fee Remortgage

Mortgage Summary

For the first 2 years the mortgage rate is 4.82% (until 31/03/2029) giving you a monthly payment of £688.29 .

After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.49% . This would give you a monthly repayment of £870.10 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £20,271.12 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £0.00
Valuation Fee Free valuation
Total Fees £999.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £688.29
Ongoing Monthly Payment £870.10
True Cost Over Initial Period £20,271.12
Total Amount Repayable £256,938.32

Santander UK Plc 2 Year Fixed £999 Fee Remortgage Free Legals

Mortgage Summary

For the first 2 years the mortgage rate is 4.92% (until 02/02/2029) giving you a monthly payment of £695.23 .

After your fixed rate ends, you will move to the Santander UK Plc standard variable rate which is currently 6.5% . This would give you a monthly repayment of £801.61 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £19,299.98 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £0.00
Valuation Fee Free valuation
Total Fees £1,224.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £695.23
Ongoing Monthly Payment £801.61
True Cost Over Initial Period £19,299.98
Total Amount Repayable £238,941.12

NatWest GREEN Intermediary 2 Year Fixed £995 Fee Remortgage

Mortgage Summary

For the first 2 years the mortgage rate is 4.94% (until 28/02/2029) giving you a monthly payment of £697.32 .

After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.99% . This would give you a monthly repayment of £836.61 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £19,852.64 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £995.00
Booking Fee £0.00
Telegraphic Transfer Fee £30.00
Valuation Fee Free valuation
Total Fees £1,025.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £697.32
Ongoing Monthly Payment £836.61
True Cost Over Initial Period £19,852.64
Total Amount Repayable £248,247.17

NatWest Intermediary 2 Year Fixed £1495 Fee Remortgage

Mortgage Summary

For the first 2 years the mortgage rate is 4.94% (until 28/02/2029) giving you a monthly payment of £697.32 .

After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.99% . This would give you a monthly repayment of £836.61 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £20,352.64 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £1,495.00
Booking Fee £0.00
Telegraphic Transfer Fee £30.00
Valuation Fee Free valuation
Total Fees £1,525.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £697.32
Ongoing Monthly Payment £836.61
True Cost Over Initial Period £20,352.64
Total Amount Repayable £248,747.17

Barclays Bank 2 Year Fixed £999 Fee Remortgage Premier C/A

Mortgage Summary

For the first 2 years the mortgage rate is 4.96% (until 31/12/2028) giving you a monthly payment of £698.01 .

After your fixed rate ends, you will move to the Barclays Bank standard variable rate which is currently 5.99% . This would give you a monthly repayment of £766.81 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £18,554.25 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £25.00
Valuation Fee Free valuation
Total Fees £1,104.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £698.01
Ongoing Monthly Payment £766.81
True Cost Over Initial Period £18,554.25
Total Amount Repayable £229,427.00

HSBC C/A Premier Only Intermediary 2 Year Fixed £999 Fee Remortgage Standard High Income

Mortgage Summary

For the first 2 years the mortgage rate is 4.96% (until 31/01/2029) giving you a monthly payment of £698.01 .

After your fixed rate ends, you will move to the HSBC standard variable rate which is currently 6.24% . This would give you a monthly repayment of £783.81 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £19,147.26 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £0.00
Valuation Fee Free valuation
Total Fees £999.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £698.01
Ongoing Monthly Payment £783.81
True Cost Over Initial Period £19,147.26
Total Amount Repayable £233,911.20

Nationwide BS 2 Year Fixed £999 Fee Remortgage Free Legals

Mortgage Summary

For the first 2 years the mortgage rate is 4.99% giving you a monthly payment of £700.81 .

After your fixed rate ends, you will move to the Nationwide BS standard variable rate which is currently 6.74% . This would give you a monthly repayment of £820.28 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £17,833.44 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £15.00
Valuation Fee Free valuation
Total Fees £1,014.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £700.81
Ongoing Monthly Payment £820.28
True Cost Over Initial Period £17,833.44
Total Amount Repayable £244,230.72

HSBC Intermediary 2 Year Fixed £999 Fee Remortgage Standard

Mortgage Summary

For the first 2 years the mortgage rate is 4.99% (until 31/01/2029) giving you a monthly payment of £700.10 .

After your fixed rate ends, you will move to the HSBC standard variable rate which is currently 6.24% . This would give you a monthly repayment of £783.97 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £19,201.60 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £0.00
Valuation Fee Free valuation
Total Fees £999.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £700.10
Ongoing Monthly Payment £783.97
True Cost Over Initial Period £19,201.60
Total Amount Repayable £234,009.38

NatWest Intermediary 2 Year Fixed £995 Fee Remortgage

Mortgage Summary

For the first 2 years the mortgage rate is 4.99% (until 28/02/2029) giving you a monthly payment of £700.81 .

After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.99% . This would give you a monthly repayment of £836.90 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £19,946.87 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £995.00
Booking Fee £0.00
Telegraphic Transfer Fee £30.00
Valuation Fee Free valuation
Total Fees £1,025.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £700.81
Ongoing Monthly Payment £836.90
True Cost Over Initial Period £19,946.87
Total Amount Repayable £248,420.57

Barclays Bank 2 Year Fixed £999 Fee Remortgage

Mortgage Summary

For the first 2 years the mortgage rate is 4.99% (until 31/12/2028) giving you a monthly payment of £700.10 .

After your fixed rate ends, you will move to the Barclays Bank standard variable rate which is currently 5.99% . This would give you a monthly repayment of £766.95 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £18,606.50 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee £999.00
Booking Fee £0.00
Telegraphic Transfer Fee £25.00
Valuation Fee Free valuation
Total Fees £1,104.00
Early Repayment Charge Yes

Repayments

Initial Monthly Payment £700.10
Ongoing Monthly Payment £766.95
True Cost Over Initial Period £18,606.50
Total Amount Repayable £229,517.75

Your home may be repossessed if you do not keep up repayments on your mortgage


The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £100,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.

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Once you compare our best 2 year fixed rate remortgage deals if you would like remortgage advice, complete our inquiry form and we will contact you to discuses your requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.

Remortgage Calculators/Tables

The above information does not contain all the details you need to choose a mortgage. Please consult a qualified advisor before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment.