Bad Credit Mortgage Quote.

Compare and personalise specialist bad credit mortgage rates

Compare bad credit mortgage rates

Our new instant bad credit mortgage quote system lets you compare mortgage rates from our representative whole-of-market panel of specialist lenders. These lenders specialise in helping people who have experienced past credit problems.

Unlike a standard mortgage comparison, you can personalise your search by adding details of your own credit history, including defaults, CCJs, mortgage arrears and IVAs. This helps narrow the results to mortgages that more closely match the circumstances you have entered, while still allowing you to compare rates, fees and other product features.

Your home may be repossessed if you do not keep up repayments on your mortgage

Important information

Bad credit mortgage rates are a starting point

The rates shown by our comparison tools are examples of mortgage options that may be available from our representative whole-of-market panel of specialist lenders. Whether a mortgage is available to you will depend on the lender's criteria and your individual circumstances, including the type, amount and age of any previous credit problems.

Our comparison tools can help you research your options, but the results are not a personal recommendation that a mortgage is suitable for you. If you have had credit problems, we recommend speaking to a mortgage adviser before making an application.

Speak to a mortgage adviser

Need help with your results?

Found a bad credit mortgage you're interested in?

Comparing specialist mortgage rates is a useful starting point. Before you apply, one of our experienced mortgage advisers can help you understand the lender's credit criteria, the costs involved and whether the mortgage may be suitable for your circumstances.

Check the lender's credit criteria

We'll look at the credit history you tell us about and help establish which specialist lenders and mortgages may be suitable before you make an application.

Look beyond the headline rate

Arrangement fees, incentives and other costs can make a significant difference to the overall cost of a specialist mortgage.

Get advice based on your circumstances

We'll discuss your previous credit problems, what you're looking to achieve and explain the mortgage options available to you.

Speak to a bad credit mortgage adviser

Why Go Direct?

Bad credit mortgage advice built around your circumstances

20+

Years' experience

Experienced mortgage advisers helping customers compare and understand their mortgage options.

Specialist lenders

Representative lender panel

We compare a representative whole-of-market panel of specialist lenders that help people with past credit problems.

Personalised

Search using your credit history

You can add details of defaults, CCJs, mortgage arrears and IVAs to make your mortgage search more relevant to the circumstances you enter.

Would you like us to check your options?

Speak to one of our mortgage advisers about the specialist mortgages you've found.

Speak to a bad credit mortgage adviser

We normally do not charge a fee for bad credit mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to you meeting the lender's eligibility and credit criteria. You should make an appointment to receive mortgage advice based on your individual needs and circumstances.