Best Buy to Let Limited Company 5 year fixed rate mortgage tables are updated daily to provide todays latest buy to let mortgage rates available for a Ltd Company in the UK. Our best buy Limited Company buy to let mortgages below offer the lowest 5 year fixed rates on the market along with early redemption penalties. Contact us with any questions about the buy to let remortgage and mortgage for Limited Companies listed below.
Current 5 year fixed Limited Company buy to let mortgage rates based on a property value of £200,000 and a mortgage of £100,000.
| Lender | Initial Rate | Mortgage Type | Initial Period | Monthly Payment | Max LTV | Product Fee | APRC | More Information |
|---|---|---|---|---|---|---|---|---|
| The Mortgage Works | 4.49% | Fixed | for 5 years | £374.17 | 70% | 5% | 7.4% | See more information |
| Aldermore Mortgages | 4.64% | Fixed | for 5 years | £386.67 | 75% | 7% | 7.9% | See more information |
| Paragon Banking Group PLC | 4.65% | Fixed | for 5 years | £387.50 | 60% | 5% | 7% | See more information |
| Pepper Money | 4.69% | Fixed | for 5 years | £390.83 | 70% | 7% | 7.7% | See more information |
| Aldermore Mortgages | 4.69% | Fixed | for 5 years | £390.83 | 75% | 7% | 7.9% | See more information |
| Kensington Mortgages | 4.69% | Fixed | for 5 years | £390.83 | 75% | 5% | 6.3% | See more information |
| Paragon Banking Group PLC | 4.7% | Fixed | for 5 years | £391.67 | 60% | 5% | 7% | See more information |
| West One Loans | 4.74% | Fixed | for 5 years | £395.00 | 65% | 9.99% | 8.7% | See more information |
| West One Loans | 4.74% | Fixed | for 5 years | £395.00 | 65% | 9.99% | 8.6% | See more information |
| Pepper Money | 4.74% | Fixed | for 5 years | £395.00 | 70% | 7% | 7.7% | See more information |
The Mortgage Works Intermediary BTL LTD Co SPV 5 Year Fixed 5% Fee
Mortgage Summary
For the first 5 years the mortgage rate is 4.49% giving you a monthly payment of £374.17 .
After your fixed rate ends, you will move to the The Mortgage Works standard variable rate which is currently 8.24% . This would give you a monthly repayment of £686.67 .
The maximum Loan to Value (LTV) is 70% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £28,213.54 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Product Fee | £5,000.00 |
| Telegraphic Transfer Fee | £15.00 |
| Total Fees | £5,015.00 |
| Early repayment charge | Yes |
| Valuation Fee | £0.00 |
Repayments
| Initial Monthly Payment | £374.17 |
|---|---|
| Ongoing Monthly Payment | £686.67 |
| True Cost Over Initial Period | £28,213.54 |
| Total Amount Repayable | £191,641.00 |
The Mortgage Works Intermediary BTL LTD Co SPV 5 Year Fixed 5% Fee - Mortgage Details
Lender: The Mortgage Works
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.49%
Initial rate period: 5 years
Initial monthly payment: £374.17
Monthly payment after initial period: £686.67
Standard Variable Rate: 8.24%
Maximum LTV: 70%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £5,000.00.
Arrangement fee: £5,000.00
Valuation fee: £0.00
Telegraphic transfer fee: £15.00
Total fees: £5,015.00
APR: 7.4%
Early repayment charge applies until: 30-Nov-2031
True cost over initial period: £28,213.54
Total amount repayable: £191,641.00
Aldermore Mortgages BTL SPV LTD COMPANY 5 Year Fixed 7% Fee Multi Property Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 4.64% giving you a monthly payment of £386.67 .
After your fixed rate ends, you will move to the Aldermore Mortgages standard variable rate which is currently 8.38% . This would give you a monthly repayment of £698.33 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £30,290.20 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Product Fee | £7,000.00 |
| Total Fees | £7,090.00 |
| Early repayment charge | Yes |
| Valuation Fee | £0.00 |
Repayments
| Initial Monthly Payment | £386.67 |
|---|---|
| Ongoing Monthly Payment | £698.33 |
| True Cost Over Initial Period | £30,290.20 |
| Total Amount Repayable | £197,889.40 |
Aldermore Mortgages BTL SPV LTD COMPANY 5 Year Fixed 7% Fee Multi Property Purchase - Mortgage Details
Lender: Aldermore Mortgages
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.64%
Initial rate period: 5 years
Initial monthly payment: £386.67
Monthly payment after initial period: £698.33
Standard Variable Rate: 8.38%
Maximum LTV: 75%
Product fee: 7.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £7,000.00.
Arrangement fee: £7,000.00
Valuation fee: £0.00
Total fees: £7,090.00
APR: 7.9%
Early repayment charge applies until: 5 years
True cost over initial period: £30,290.20
Total amount repayable: £197,889.40
Paragon Banking Group PLC GREEN BTL SPV LTD Company 5 Year Fixed 5% Fee Single Self Contained £1000 Cashback
Mortgage Summary
For the first 5 years the mortgage rate is 4.65% giving you a monthly payment of £387.50 .
After your fixed rate ends, you will move to the Paragon Banking Group PLC standard variable rate which is currently 7.35% . This would give you a monthly repayment of £612.50 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £27,515.00 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Product Fee | £5,000.00 |
| Telegraphic Transfer Fee | £25.00 |
| Total Fees | £5,265.00 |
| Early repayment charge | Yes |
| Valuation Fee | £0.00 |
Repayments
| Initial Monthly Payment | £387.50 |
|---|---|
| Ongoing Monthly Payment | £612.50 |
| True Cost Over Initial Period | £27,515.00 |
| Total Amount Repayable | £174,515.00 |
Paragon Banking Group PLC GREEN BTL SPV LTD Company 5 Year Fixed 5% Fee Single Self Contained £1000 Cashback - Mortgage Details
Lender: Paragon Banking Group PLC
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.65%
Initial rate period: 5 years
Initial monthly payment: £387.50
Monthly payment after initial period: £612.50
Standard Variable Rate: 7.35%
Maximum LTV: 60%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £5,000.00.
Arrangement fee: £5,000.00
Valuation fee: £0.00
Telegraphic transfer fee: £25.00
Total fees: £5,265.00
APR: 7%
Early repayment charge applies until: 5 years
True cost over initial period: £27,515.00
Total amount repayable: £174,515.00
Pepper Money BTL 5 Year Fixed 7% Fee £350 Cashback for Remortgages EPC A-E Ltd Co SPV
Mortgage Summary
For the first 5 years the mortgage rate is 4.69% giving you a monthly payment of £390.83 .
After your fixed rate ends, you will move to the Pepper Money standard variable rate which is currently 8.25% . This would give you a monthly repayment of £687.50 .
The maximum Loan to Value (LTV) is 70% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £30,922.30 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Booking Fee | £150.00 |
| Product Fee | £7,000.00 |
| Telegraphic Transfer Fee | £15.00 |
| Total Fees | £7,472.50 |
| Early repayment charge | Yes |
| Valuation Fee | £260.00 |
Repayments
| Initial Monthly Payment | £390.83 |
|---|---|
| Ongoing Monthly Payment | £687.50 |
| True Cost Over Initial Period | £30,922.30 |
| Total Amount Repayable | £195,922.30 |
Pepper Money BTL 5 Year Fixed 7% Fee £350 Cashback for Remortgages EPC A-E Ltd Co SPV - Mortgage Details
Lender: Pepper Money
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.69%
Initial rate period: 5 years
Initial monthly payment: £390.83
Monthly payment after initial period: £687.50
Standard Variable Rate: 8.25%
Maximum LTV: 70%
Product fee: 7.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £7,000.00.
Arrangement fee: £7,000.00
Booking fee: £150.00
Valuation fee: £260.00
Telegraphic transfer fee: £15.00
Total fees: £7,472.50
APR: 7.7%
Early repayment charge applies until: 5 years
True cost over initial period: £30,922.30
Total amount repayable: £195,922.30
Aldermore Mortgages Intermediary BTL SPV LTD COMPANY 5 Year Fixed 7% Fee Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 4.69% giving you a monthly payment of £390.83 .
After your fixed rate ends, you will move to the Aldermore Mortgages standard variable rate which is currently 8.38% . This would give you a monthly repayment of £698.33 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £30,539.80 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Product Fee | £7,000.00 |
| Total Fees | £7,090.00 |
| Early repayment charge | Yes |
| Valuation Fee | £0.00 |
Repayments
| Initial Monthly Payment | £390.83 |
|---|---|
| Ongoing Monthly Payment | £698.33 |
| True Cost Over Initial Period | £30,539.80 |
| Total Amount Repayable | £198,139.00 |
Aldermore Mortgages Intermediary BTL SPV LTD COMPANY 5 Year Fixed 7% Fee Purchase - Mortgage Details
Lender: Aldermore Mortgages
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.69%
Initial rate period: 5 years
Initial monthly payment: £390.83
Monthly payment after initial period: £698.33
Standard Variable Rate: 8.38%
Maximum LTV: 75%
Product fee: 7.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £7,000.00.
Arrangement fee: £7,000.00
Valuation fee: £0.00
Total fees: £7,090.00
APR: 7.9%
Early repayment charge applies until: 5 years
True cost over initial period: £30,539.80
Total amount repayable: £198,139.00
Kensington Mortgages BTL 5 Year Fixed 5% Fee Ltd Co SPV Prime
Mortgage Summary
For the first 5 years the mortgage rate is 4.69% giving you a monthly payment of £390.83 .
After your fixed rate ends, you will move to the Kensington Mortgages standard variable rate which is currently 6.45% . This would give you a monthly repayment of £525.00 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £28,557.80 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Product Fee | £5,000.00 |
| Telegraphic Transfer Fee | £18.00 |
| Total Fees | £5,108.00 |
| Early repayment charge | Yes |
| Valuation Fee | £0.00 |
Repayments
| Initial Monthly Payment | £390.83 |
|---|---|
| Ongoing Monthly Payment | £525.00 |
| True Cost Over Initial Period | £28,557.80 |
| Total Amount Repayable | £154,557.80 |
Kensington Mortgages BTL 5 Year Fixed 5% Fee Ltd Co SPV Prime - Mortgage Details
Lender: Kensington Mortgages
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.69%
Initial rate period: 5 years
Initial monthly payment: £390.83
Monthly payment after initial period: £525.00
Standard Variable Rate: 6.45%
Maximum LTV: 75%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £5,000.00.
Arrangement fee: £5,000.00
Valuation fee: £0.00
Telegraphic transfer fee: £18.00
Total fees: £5,108.00
APR: 6.3%
Early repayment charge applies until: 5 years
True cost over initial period: £28,557.80
Total amount repayable: £154,557.80
Paragon Banking Group PLC BTL SPV LTD Company 5 Year Fixed 5% Fee Single Self Contained £1000 Cashback
Mortgage Summary
For the first 5 years the mortgage rate is 4.7% giving you a monthly payment of £391.67 .
After your fixed rate ends, you will move to the Paragon Banking Group PLC standard variable rate which is currently 7.35% . This would give you a monthly repayment of £612.50 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £27,765.20 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Product Fee | £5,000.00 |
| Telegraphic Transfer Fee | £25.00 |
| Total Fees | £5,265.00 |
| Early repayment charge | Yes |
| Valuation Fee | £0.00 |
Repayments
| Initial Monthly Payment | £391.67 |
|---|---|
| Ongoing Monthly Payment | £612.50 |
| True Cost Over Initial Period | £27,765.20 |
| Total Amount Repayable | £174,765.20 |
Paragon Banking Group PLC BTL SPV LTD Company 5 Year Fixed 5% Fee Single Self Contained £1000 Cashback - Mortgage Details
Lender: Paragon Banking Group PLC
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.7%
Initial rate period: 5 years
Initial monthly payment: £391.67
Monthly payment after initial period: £612.50
Standard Variable Rate: 7.35%
Maximum LTV: 60%
Product fee: 5.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £5,000.00.
Arrangement fee: £5,000.00
Valuation fee: £0.00
Telegraphic transfer fee: £25.00
Total fees: £5,265.00
APR: 7%
Early repayment charge applies until: 5 years
True cost over initial period: £27,765.20
Total amount repayable: £174,765.20
West One Loans BTL Specialist W1 5 Year Fixed 9.99% Fee Small MUFB LTD Co SPV
Mortgage Summary
For the first 5 years the mortgage rate is 4.74% giving you a monthly payment of £395.00 .
After your fixed rate ends, you will move to the West One Loans standard variable rate which is currently 8.74% . This would give you a monthly repayment of £728.33 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £35,449.00 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Booking Fee | £199.00 |
| Product Fee | £9,990.00 |
| Telegraphic Transfer Fee | £35.00 |
| Total Fees | £11,749.00 |
| Early repayment charge | Yes |
| Valuation Fee | £1,350.00 |
Repayments
| Initial Monthly Payment | £395.00 |
|---|---|
| Ongoing Monthly Payment | £728.33 |
| True Cost Over Initial Period | £35,449.00 |
| Total Amount Repayable | £210,248.20 |
West One Loans BTL Specialist W1 5 Year Fixed 9.99% Fee Small MUFB LTD Co SPV - Mortgage Details
Lender: West One Loans
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.74%
Initial rate period: 5 years
Initial monthly payment: £395.00
Monthly payment after initial period: £728.33
Standard Variable Rate: 8.74%
Maximum LTV: 65%
Product fee: 9.99% of the mortgage amount. Based on a mortgage of £100,000.00, this is £9,990.00.
Arrangement fee: £9,990.00
Booking fee: £199.00
Valuation fee: £1,350.00
Telegraphic transfer fee: £35.00
Total fees: £11,749.00
APR: 8.7%
Early repayment charge applies until: 5 years
True cost over initial period: £35,449.00
Total amount repayable: £210,248.20
West One Loans BTL Specialist W1 5 Year Fixed 9.99% Fee Small HMO LTD Co SPV
Mortgage Summary
For the first 5 years the mortgage rate is 4.74% giving you a monthly payment of £395.00 .
After your fixed rate ends, you will move to the West One Loans standard variable rate which is currently 8.74% . This would give you a monthly repayment of £728.33 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £34,849.00 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Booking Fee | £199.00 |
| Product Fee | £9,990.00 |
| Telegraphic Transfer Fee | £35.00 |
| Total Fees | £11,149.00 |
| Early repayment charge | Yes |
| Valuation Fee | £750.00 |
Repayments
| Initial Monthly Payment | £395.00 |
|---|---|
| Ongoing Monthly Payment | £728.33 |
| True Cost Over Initial Period | £34,849.00 |
| Total Amount Repayable | £209,648.20 |
West One Loans BTL Specialist W1 5 Year Fixed 9.99% Fee Small HMO LTD Co SPV - Mortgage Details
Lender: West One Loans
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.74%
Initial rate period: 5 years
Initial monthly payment: £395.00
Monthly payment after initial period: £728.33
Standard Variable Rate: 8.74%
Maximum LTV: 65%
Product fee: 9.99% of the mortgage amount. Based on a mortgage of £100,000.00, this is £9,990.00.
Arrangement fee: £9,990.00
Booking fee: £199.00
Valuation fee: £750.00
Telegraphic transfer fee: £35.00
Total fees: £11,149.00
APR: 8.6%
Early repayment charge applies until: 5 years
True cost over initial period: £34,849.00
Total amount repayable: £209,648.20
Pepper Money BTL 5 Year Fixed 7% Fee £350 Cashback for Remortgages EPC A-E Ltd Co SPV
Mortgage Summary
For the first 5 years the mortgage rate is 4.74% giving you a monthly payment of £395.00 .
After your fixed rate ends, you will move to the Pepper Money standard variable rate which is currently 8.25% . This would give you a monthly repayment of £687.50 .
The maximum Loan to Value (LTV) is 70% for this mortgage. Your LTV is 50% based on the figures used for this comparison.
The true cost of this mortgage over the initial period is £31,172.50 , including all fees and payments. This is a useful way to compare mortgages of the same initial period.
Fee Breakdown
| Fee | Amount |
|---|---|
| Booking Fee | £150.00 |
| Product Fee | £7,000.00 |
| Telegraphic Transfer Fee | £15.00 |
| Total Fees | £7,472.50 |
| Early repayment charge | Yes |
| Valuation Fee | £260.00 |
Repayments
| Initial Monthly Payment | £395.00 |
|---|---|
| Ongoing Monthly Payment | £687.50 |
| True Cost Over Initial Period | £31,172.50 |
| Total Amount Repayable | £196,172.50 |
Pepper Money BTL 5 Year Fixed 7% Fee £350 Cashback for Remortgages EPC A-E Ltd Co SPV - Mortgage Details
Lender: Pepper Money
Mortgage type: Limited Company Buy to Let
Mortgage class: Fixed
Initial rate: 4.74%
Initial rate period: 5 years
Initial monthly payment: £395.00
Monthly payment after initial period: £687.50
Standard Variable Rate: 8.25%
Maximum LTV: 70%
Product fee: 7.00% of the mortgage amount. Based on a mortgage of £100,000.00, this is £7,000.00.
Arrangement fee: £7,000.00
Booking fee: £150.00
Valuation fee: £260.00
Telegraphic transfer fee: £15.00
Total fees: £7,472.50
APR: 7.7%
Early repayment charge applies until: 5 years
True cost over initial period: £31,172.50
Total amount repayable: £196,172.50
Limited Company buy to let mortgages are available for landlords purchasing or refinancing buy to let property through a limited company. Lender criteria, rates, fees and maximum Loan to Value can vary between lenders.
5 year fixed Limited Company buy to let mortgage rates can vary between lenders and products. The rate available can depend on factors including the property, Loan to Value, rental income, company structure, directors, experience and individual lender criteria.
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority
If you would like advice on Limited Company buy-to-let mortgages and remortgage schemes, compare the fixed-rate options available, then complete our mortgage inquiry form. We will contact you to discuss your buy-to-let mortgage requirements in more detail.
We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
The above information does not contain all the details you need to choose a mortgage. Please consult a qualified advisor before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment.
