Our Best Limited Company buy to let mortgage rates tables are updated daily for latest buy to let mortgage rates available online. The buy to let mortgages below are the lowest Limited Company BTL mortgages in the market with early redemption penalties. If you have any questions about the buy to let mortgage & remortgage schemes below contact us with any queries.
Compare current limited company buy to let mortgage rates for a £200,000 property with a £130,000 . representing 65% LTV interest-only mortgage.
Lowest current 1 year fixed Limited Company buy to let mortgage rate at 65% LTV: 3.23% (Max LTV 75%) from Rely Mortgages with a 3.5% product fee. Lowest current 2 year fixed Limited Company buy to let mortgage rate at 65% LTV: 3.59% (Max LTV 65%) from Zephyr Homeloans with a 7% product fee. Lowest current 5 year fixed Limited Company buy to let mortgage rate at 65% LTV: 4.80% (Max LTV 70%) from Paragon Banking Group PLC with a 7% product fee. Lowest current tracker Limited Company buy to let mortgage rate at 65% LTV: 3.85% (Max LTV 75%) from CHL Mortgages with a 5.00% product fee. Rates checked 26 October 2026.
Showing 10 out of 800 matching Limited Company mortgage rates.
| Lender | Initial Rate | Rate Type | Max LTV | Fees | APRC | Monthly Payment | More Information |
|---|---|---|---|---|---|---|---|
| Lender Rely Mortgages | Initial Rate 3.23% then 6.75% variable | Rate Type Fixed for 1 year | Max LTV 75% | Fees 3.5% Product Fee | APRC 7% | Monthly Payment £349.92 Initial Monthly Payment | More Information More information |
| Lender Fleet Mortgages | Initial Rate 3.49% then 6.75% variable | Rate Type Fixed for 1 year | Max LTV 75% | Fees 2.5% Product Fee | APRC 6.8% | Monthly Payment £378.08 Initial Monthly Payment | More Information More information |
| Lender Rely Mortgages | Initial Rate 3.51% then 6.75% variable | Rate Type Fixed for 1 year | Max LTV 75% | Fees 3.5% Product Fee | APRC 7% | Monthly Payment £380.25 Initial Monthly Payment | More Information More information |
| Lender Zephyr Homeloans | Initial Rate 3.59% then 8.65% variable | Rate Type Fixed for 2 years | Max LTV 65% | Fees 7% Product Fee | APRC 8.8% | Monthly Payment £388.92 Initial Monthly Payment | More Information More information |
| Lender CHL Mortgages | Initial Rate 3.6% then 8.74% variable | Rate Type Fixed for 2 years | Max LTV 75% | Fees 7% Product Fee | APRC 8.9% | Monthly Payment £390.00 Initial Monthly Payment | More Information More information |
| Lender Kensington Mortgages | Initial Rate 3.69% then 6.45% variable | Rate Type Fixed for 2 years | Max LTV 75% | Fees 5% Product Fee | APRC 6.6% | Monthly Payment £399.75 Initial Monthly Payment | More Information More information |
| Lender CHL Mortgages | Initial Rate 3.74% then 8.74% variable | Rate Type Fixed for 2 years | Max LTV 65% | Fees 7% Product Fee | APRC 8.9% | Monthly Payment £405.17 Initial Monthly Payment | More Information More information |
| Lender Paragon Banking Group PLC | Initial Rate 3.75% then 7.35% variable | Rate Type Fixed for 2 years | Max LTV 75% | Fees 5% Product Fee | APRC 7.4% | Monthly Payment £406.25 Initial Monthly Payment | More Information More information |
| Lender Paragon Banking Group PLC | Initial Rate 3.8% then 7.35% variable | Rate Type Fixed for 2 years | Max LTV 75% | Fees 5% Product Fee | APRC 7.4% | Monthly Payment £411.67 Initial Monthly Payment | More Information More information |
| Lender Rely Mortgages | Initial Rate 3.8% then 6.75% variable | Rate Type Fixed for 1 year | Max LTV 75% | Fees 3.5% Product Fee | APRC 7.1% | Monthly Payment £411.67 Initial Monthly Payment | More Information More information |
Rely Mortgages BTL SPV LTD Company 1 Year Fixed 3.5% Fee Limited Edition
Mortgage Summary
For the first 1 year the mortgage rate is 3.23% giving you a monthly payment of £349.92 .
After your fixed rate ends, you will move to the Rely Mortgages standard variable rate which is currently 6.75% . This would give you a monthly repayment of £731.25 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £9,169.04 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 3.5% |
|---|---|
| Booking Fee | £145.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £225.00 |
| Total Fees | £4,970.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £349.92 |
|---|---|
| Ongoing Monthly Payment | £731.25 |
| True Cost Over Initial Period | £9,169.04 |
| Total Amount Repayable | £219,769.04 |
Fleet Mortgages BTL 1 Year Fixed 2.50% Fee SPV LTD Company
Mortgage Summary
For the first 1 year the mortgage rate is 3.49% (until 31/03/2028) giving you a monthly payment of £378.08 .
After your fixed rate ends, you will move to the Fleet Mortgages standard variable rate which is currently 6.75% . This would give you a monthly repayment of £731.25 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £10,061.36 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 2.5% |
|---|---|
| Booking Fee | £199.00 |
| Telegraphic Transfer Fee | £35.00 |
| Valuation Fee | Free valuation |
| Total Fees | £3,634.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £378.08 |
|---|---|
| Ongoing Monthly Payment | £731.25 |
| True Cost Over Initial Period | £10,061.36 |
| Total Amount Repayable | £217,005.11 |
Rely Mortgages BTL SPV LTD Company 1 Year Fixed 3.5% Fee Medium Portfolio Limited Edition
Mortgage Summary
For the first 1 year the mortgage rate is 3.51% giving you a monthly payment of £380.25 .
After your fixed rate ends, you will move to the Rely Mortgages standard variable rate which is currently 6.75% . This would give you a monthly repayment of £731.25 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £9,533.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 3.5% |
|---|---|
| Booking Fee | £145.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £225.00 |
| Total Fees | £4,970.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £380.25 |
|---|---|
| Ongoing Monthly Payment | £731.25 |
| True Cost Over Initial Period | £9,533.00 |
| Total Amount Repayable | £220,133.00 |
Zephyr Homeloans BTL 2 Year Fixed 7% Fee LTD Co SPV EPC A-E
Mortgage Summary
For the first 2 years the mortgage rate is 3.59% giving you a monthly payment of £388.92 .
After your fixed rate ends, you will move to the Zephyr Homeloans standard variable rate which is currently 8.65% . This would give you a monthly repayment of £937.08 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,774.08 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 7% |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | £255.00 |
| Total Fees | £9,440.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £388.92 |
|---|---|
| Ongoing Monthly Payment | £937.08 |
| True Cost Over Initial Period | £18,774.08 |
| Total Amount Repayable | £277,408.16 |
CHL Mortgages CHL 1 BTL 2 Year Fixed 7.00% Fee (SPV LTD CO.) Limited Edition
Mortgage Summary
For the first 2 years the mortgage rate is 3.6% giving you a monthly payment of £390.00 .
After your fixed rate ends, you will move to the CHL Mortgages standard variable rate which is currently 8.74% . This would give you a monthly repayment of £946.83 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,020.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 7% |
|---|---|
| Booking Fee | £150.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £200.00 |
| Total Fees | £9,660.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £390.00 |
|---|---|
| Ongoing Monthly Payment | £946.83 |
| True Cost Over Initial Period | £19,020.00 |
| Total Amount Repayable | £280,345.08 |
Kensington Mortgages BTL 2 Year Fixed 5% Fee Prime Ltd Co SPV
Mortgage Summary
For the first 2 years the mortgage rate is 3.69% giving you a monthly payment of £399.75 .
After your fixed rate ends, you will move to the Kensington Mortgages standard variable rate which is currently 6.45% . This would give you a monthly repayment of £682.50 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £16,202.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 5% |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £18.00 |
| Valuation Fee | Free valuation |
| Total Fees | £6,608.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £399.75 |
|---|---|
| Ongoing Monthly Payment | £682.50 |
| True Cost Over Initial Period | £16,202.00 |
| Total Amount Repayable | £204,572.00 |
CHL Mortgages CHL 1 BTL 2 Year Fixed 7.00% Fee (SPV LTD CO.)
Mortgage Summary
For the first 2 years the mortgage rate is 3.74% giving you a monthly payment of £405.17 .
After your fixed rate ends, you will move to the CHL Mortgages standard variable rate which is currently 8.74% . This would give you a monthly repayment of £946.83 .
The maximum Loan to Value (LTV) is 65% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,384.08 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 7% |
|---|---|
| Booking Fee | £150.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £200.00 |
| Total Fees | £9,660.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £405.17 |
|---|---|
| Ongoing Monthly Payment | £946.83 |
| True Cost Over Initial Period | £19,384.08 |
| Total Amount Repayable | £280,709.16 |
Paragon Banking Group PLC GREEN BTL SPV LTD Company 2 Year Fixed 5% Fee Single Self Contained £500 Cashback
Mortgage Summary
For the first 2 years the mortgage rate is 3.75% giving you a monthly payment of £406.25 .
After your fixed rate ends, you will move to the Paragon Banking Group PLC standard variable rate which is currently 7.35% . This would give you a monthly repayment of £796.25 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £16,015.00 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 5% |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | Free valuation |
| Total Fees | £6,765.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £406.25 |
|---|---|
| Ongoing Monthly Payment | £796.25 |
| True Cost Over Initial Period | £16,015.00 |
| Total Amount Repayable | £235,780.00 |
Paragon Banking Group PLC BTL SPV LTD Company 2 Year Fixed 5% Fee Single Self Contained £500 Cashback
Mortgage Summary
For the first 2 years the mortgage rate is 3.8% giving you a monthly payment of £411.67 .
After your fixed rate ends, you will move to the Paragon Banking Group PLC standard variable rate which is currently 7.35% . This would give you a monthly repayment of £796.25 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £16,145.08 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 5% |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | Free valuation |
| Total Fees | £6,765.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £411.67 |
|---|---|
| Ongoing Monthly Payment | £796.25 |
| True Cost Over Initial Period | £16,145.08 |
| Total Amount Repayable | £235,910.08 |
Rely Mortgages BTL SPV LTD Company 1 Year Fixed 3.5% Fee Large Portfolio Limited Edition
Mortgage Summary
For the first 1 year the mortgage rate is 3.8% giving you a monthly payment of £411.67 .
After your fixed rate ends, you will move to the Rely Mortgages standard variable rate which is currently 6.75% . This would give you a monthly repayment of £731.25 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 65% based on the figures you have entered.
The true cost of this mortgage over the initial period is £9,910.04 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | 3.5% |
|---|---|
| Booking Fee | £145.00 |
| Telegraphic Transfer Fee | £25.00 |
| Valuation Fee | £225.00 |
| Total Fees | £4,970.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £411.67 |
|---|---|
| Ongoing Monthly Payment | £731.25 |
| True Cost Over Initial Period | £9,910.04 |
| Total Amount Repayable | £220,510.04 |
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £130,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
Compare current 2-year fixed, 3-year fixed and 5-year fixed limited company buy-to-let mortgage rates, or explore tracker mortgages. You can also compare by loan-to-value to find rates for your deposit or equity level.
Limited company buy-to-let lenders can have different requirements for the company structure, property, rental income and directors. We will add our individual lender criteria guides here as they are published.
A limited company buy-to-let mortgage is a type of mortgage that enables you to purchase or remortgage an investment property through a limited company rather than in your own name. Most lenders require the company to be set up solely for buying, owning and managing rental properties. These companies are commonly known as Special Purpose Vehicles (SPVs). Limited company buy-to-let mortgages have become increasingly popular with landlords, particularly those looking to expand their property portfolio or benefit from the tax advantages that may be available. As tax rules vary depending on your circumstances, it is always advisable to seek independent tax advice before deciding whether buying through a limited company is right for you.
Yes, many lenders consider newly formed limited companies. Most require the company to have its own bank account and appropriate SIC codes. Common property-related SIC codes include 68100 (buying and selling of own real estate) and 68209 (other letting and operating of own or leased real estate). Lender requirements vary, so check the company structure and codes before applying.
Based on our current mortgage rate data, limited company buy-to-let mortgage rates are typically around 0.2% to 0.75% higher than standard buy-to-let mortgage rates, although the difference can vary between lenders and products. Rates change regularly, so the difference may vary as the mortgage market changes.
Yes. Many UK lenders offer HMO Buy to Let mortgages for Special Purpose Vehicle (SPV) limited companies.
Some lenders offer Limited Company Buy to Let mortgages with a 15% deposit, equivalent to 85% loan-to-value (LTV).
Our Limited company mortgage comparison tables are updated daily with the latest available lender rates.
Once you compare the Limited company buy to let mortgage & remortgage schemes if would like buy to let mortgage advice, complete our mortgage inquiry form and we will contact you to discuss your buy to let mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority
The above information does not contain all the details you need to choose a mortgage. Please consult a qualified advisor before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment.
