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28 May 2024
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Mortgage Selector

Best Type of Mortgage

Knowing which is the best type of mortgage for your needs is never easy, do you fix it , take a flexible mortgage , take a tracker/discount or link your current account to the mortgage. How do you decide?

Take a minute to use our mortgage decision tree to find the best type of mortgage, its simple, just click on the statement that best meets your needs and we will guide you to the advantages and disadvantages of that type of mortgage.

Which is the best mortgage type for me

I want to avoid the uncertainty of Interest rate changes

I want to take advantage of  Interest rates going lower / Staying Low

I want to change My mortgage to suit my changing circumstances

I want to take advantage of my savings/ banking being linked to the Mortgage

Fixed Rate Mortgage Type Discounted Rate Mortgage Type Flexible Mortgage Type Offset Mortgage Type


Which mortgage ?

If you would like a more in depth view of the mortgage types available to decide which mortgage type is right for you, simply select the mortgage type on the left for the advantages and disadvantages of the different mortgage types.

Do you want fee free mortgage advice?

If you would like to discuss mortgage or remortgage schemes with a professional mortgage advisor please complete our mortgage advice form and an independent mortgage advisor will contact you to discuss your mortgage requirements.

You may also be interested in:

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £349


Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.

Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales Company 5703224. FCA Number 456600

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £349