Our Halifax Mortgage Rate Tables allows you to access the complete Halifax mortgage product range, you can also click on the link to visit the Halifax's website to confirm their mortgage lending policy. Our mortgage calculator is updated daily and can help you compare the major mortgage lenders mortgage products. We also offer No Fee mortgage broker advice on the Halifax mortgage range.
Current Halifax mortgage rates based on a property value of £200,000 and a mortgage of £120,000 . This represents a 60% LTV repayment mortgage.
Showing 10 out of 42 matching Halifax mortgage rates, correct as of 13/09/2026.
| Lender | Initial Rate | Mortgage Type | Initial Period | Monthly Payment | Max LTV | Product Fee | APRC | More Information |
|---|---|---|---|---|---|---|---|---|
| Halifax | 4.06% | Tracker | for 2 years | £636.79 | 60% | £1,499.00 | 6.9% | See more information |
| Halifax | 4.06% | Tracker | for 2 years | £636.79 | 60% | £1,499.00 | 6.9% | See more information |
| Halifax | 4.4% | Fixed | for 2 years | £659.56 | 60% | £999.00 | 6.9% | See more information |
| Halifax | 4.4% | Fixed | for 2 years | £659.56 | 60% | £999.00 | 6.9% | See more information |
| Halifax | 4.43% | Fixed | for 3 years | £661.60 | 60% | £999.00 | 6.7% | See more information |
| Halifax | 4.43% | Fixed | for 3 years | £661.60 | 60% | £999.00 | 6.7% | See more information |
| Halifax | 4.48% | Fixed | for 5 years | £664.99 | 60% | £999.00 | 6.3% | See more information |
| Halifax | 4.48% | Fixed | for 5 years | £664.99 | 60% | £999.00 | 6.3% | See more information |
| Halifax | 4.54% | Fixed | for 3 years | £669.07 | 60% | No fee | 6.6% | See more information |
| Halifax | 4.54% | Fixed | for 3 years | £669.07 | 60% | No fee | 6.6% | See more information |
Halifax Intermediary FTB 2 Year Tracker £1499 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.06% giving you a monthly payment of £636.79 .
After your tracker rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £848.05 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,792.33 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £1,499.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,499.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,599.00 |
| Early Repayment Charge | No |
Repayments
Initial Monthly Payment
£636.79
Ongoing Monthly Payment
£848.05
True Cost Over Initial Period
£18,792.33
Total Amount Repayable
£250,309.98
Intermediary FTB 2 Year Tracker £1499 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Tracker
Initial rate: 4.06%
Initial rate period: 2 years
Initial monthly payment: £636.79
Monthly payment after initial period: £848.05
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £1,499.00.
Arrangement fee: £1,499.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,599.00
APR: 6.9%
Early repayment charge: No
True cost over initial period: £18,792.33
True cost over full mortgage term: £250,309.98
Halifax Intermediary 2 Year Tracker £1499 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.06% giving you a monthly payment of £636.79 .
After your tracker rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £848.05 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,792.33 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £1,499.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,499.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,599.00 |
| Early Repayment Charge | No |
Repayments
Initial Monthly Payment
£636.79
Ongoing Monthly Payment
£848.05
True Cost Over Initial Period
£18,792.33
Total Amount Repayable
£250,309.98
Intermediary 2 Year Tracker £1499 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Tracker
Initial rate: 4.06%
Initial rate period: 2 years
Initial monthly payment: £636.79
Monthly payment after initial period: £848.05
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £1,499.00.
Arrangement fee: £1,499.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,599.00
APR: 6.9%
Early repayment charge: No
True cost over initial period: £18,792.33
True cost over full mortgage term: £250,309.98
Halifax Lloyds Loyalty Premier Intermediary 2 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.4% giving you a monthly payment of £659.56 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £850.24 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,907.12 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£659.56
Ongoing Monthly Payment
£850.24
True Cost Over Initial Period
£18,907.12
Total Amount Repayable
£251,022.64
Lloyds Loyalty Premier Intermediary 2 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.4%
Initial rate period: 2 years
Initial monthly payment: £659.56
Monthly payment after initial period: £850.24
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.9%
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,907.12
True cost over full mortgage term: £251,022.64
Halifax Lloyds Loyalty Premier Intermediary FTB 2 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.4% giving you a monthly payment of £659.56 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £850.24 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,907.12 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£659.56
Ongoing Monthly Payment
£850.24
True Cost Over Initial Period
£18,907.12
Total Amount Repayable
£251,022.64
Lloyds Loyalty Premier Intermediary FTB 2 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.4%
Initial rate period: 2 years
Initial monthly payment: £659.56
Monthly payment after initial period: £850.24
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.9%
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,907.12
True cost over full mortgage term: £251,022.64
Halifax Lloyds Loyalty Premier Intermediary FTB 3 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 3 years the mortgage rate is 4.43% giving you a monthly payment of £661.60 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £843.43 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £26,901.40 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2029 |
Repayments
Initial Monthly Payment
£661.60
Ongoing Monthly Payment
£843.43
True Cost Over Initial Period
£26,901.40
Total Amount Repayable
£247,036.63
Lloyds Loyalty Premier Intermediary FTB 3 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.43%
Initial rate period: 3 years
Initial monthly payment: £661.60
Monthly payment after initial period: £843.43
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.7%
Early repayment charge: 31-Dec-2029
True cost over initial period: £26,901.40
True cost over full mortgage term: £247,036.63
Halifax Lloyds Loyalty Premier Intermediary 3 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 3 years the mortgage rate is 4.43% giving you a monthly payment of £661.60 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £843.43 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £26,901.40 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2029 |
Repayments
Initial Monthly Payment
£661.60
Ongoing Monthly Payment
£843.43
True Cost Over Initial Period
£26,901.40
Total Amount Repayable
£247,036.63
Lloyds Loyalty Premier Intermediary 3 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.43%
Initial rate period: 3 years
Initial monthly payment: £661.60
Monthly payment after initial period: £843.43
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.7%
Early repayment charge: 31-Dec-2029
True cost over initial period: £26,901.40
True cost over full mortgage term: £247,036.63
Halifax Lloyds Loyalty Premier Intermediary 5 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 4.48% giving you a monthly payment of £664.99 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £829.80 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £42,993.37 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2031 |
Repayments
Initial Monthly Payment
£664.99
Ongoing Monthly Payment
£829.80
True Cost Over Initial Period
£42,993.37
Total Amount Repayable
£239,655.97
Lloyds Loyalty Premier Intermediary 5 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.48%
Initial rate period: 5 years
Initial monthly payment: £664.99
Monthly payment after initial period: £829.80
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.3%
Early repayment charge: 31-Dec-2031
True cost over initial period: £42,993.37
True cost over full mortgage term: £239,655.97
Halifax Lloyds Loyalty Premier Intermediary FTB 5 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 4.48% giving you a monthly payment of £664.99 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £829.80 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £42,993.37 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2031 |
Repayments
Initial Monthly Payment
£664.99
Ongoing Monthly Payment
£829.80
True Cost Over Initial Period
£42,993.37
Total Amount Repayable
£239,655.97
Lloyds Loyalty Premier Intermediary FTB 5 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.48%
Initial rate period: 5 years
Initial monthly payment: £664.99
Monthly payment after initial period: £829.80
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.3%
Early repayment charge: 31-Dec-2031
True cost over initial period: £42,993.37
True cost over full mortgage term: £239,655.97
Halifax Lloyds Loyalty Premier Intermediary FTB 3 Year Fixed No Fee Purchase
Mortgage Summary
For the first 3 years the mortgage rate is 4.54% giving you a monthly payment of £669.07 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £844.44 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £26,193.73 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £100.00 |
| Early Repayment Charge | 31-Dec-2029 |
Repayments
Initial Monthly Payment
£669.07
Ongoing Monthly Payment
£844.44
True Cost Over Initial Period
£26,193.73
Total Amount Repayable
£246,592.57
Lloyds Loyalty Premier Intermediary FTB 3 Year Fixed No Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.54%
Initial rate period: 3 years
Initial monthly payment: £669.07
Monthly payment after initial period: £844.44
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £100.00
APR: 6.6%
Early repayment charge: 31-Dec-2029
True cost over initial period: £26,193.73
True cost over full mortgage term: £246,592.57
Halifax Lloyds Loyalty Premier Intermediary 3 Year Fixed No Fee Purchase
Mortgage Summary
For the first 3 years the mortgage rate is 4.54% giving you a monthly payment of £669.07 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £844.44 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £26,193.73 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £100.00 |
| Early Repayment Charge | 31-Dec-2029 |
Repayments
Initial Monthly Payment
£669.07
Ongoing Monthly Payment
£844.44
True Cost Over Initial Period
£26,193.73
Total Amount Repayable
£246,592.57
Lloyds Loyalty Premier Intermediary 3 Year Fixed No Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.54%
Initial rate period: 3 years
Initial monthly payment: £669.07
Monthly payment after initial period: £844.44
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £100.00
APR: 6.6%
Early repayment charge: 31-Dec-2029
True cost over initial period: £26,193.73
True cost over full mortgage term: £246,592.57
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
Go Direct offer you no fee mortgage advice on the UK mortgage market from our representative whole of market panel of lenders. Once you compare the Halifax mortgage rates & remortgage products above would like one of our professional mortgage advisors to help you find the most suitable mortgage for your home? We offer No Fee simply advice and complete your mortgage application over the phone for you. Just complete our mortgage advice form and we will contact you to discuss your mortgage requirements at a time to suit you.
We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
