Halifax 2 Year Tracker Mortgage Rates

Our Halifax 2 year tracker rate mortgage tables are updated daily to give you the best Halifax 2 year tracker mortgage deals on the market. The Halifax 2 year tracker rate mortgage below are the lowest tracker mortgage rates available with early repayment charges. If you have any questions about the Halifax 2 year tracker mortgage rate schemes below contact us with any queries.

Current Halifax 2 Year Tracker Mortgage Rates

Current Halifax 2 year tracker mortgage rates based on a property value of £200,000 and a mortgage of £120,000 . This represents a 60% LTV repayment mortgage.

Showing 2 out of 2 matching Halifax 2 year tracker mortgage rates, correct as of 13/09/2026.

Halifax 2 year tracker mortgage rates for a £120,000 repayment mortgage on a £200,000 property
Lender Initial Rate Mortgage Type Initial Period Max LTV APRC Product Fee Monthly Payment More Information
Halifax 4.06% Tracker for 2 years 60% 6.9% £1,499.00 £636.79 See more information
Halifax 4.06% Tracker for 2 years 60% 6.9% £1,499.00 £636.79 See more information

Halifax 2 Year Tracker Mortgage Product Details

Halifax Intermediary 2 Year Tracker £1499 Fee Purchase

Mortgage Summary

For the first 2 years the mortgage rate is 4.06% giving you a monthly payment of £636.79 .

After your tracker rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £848.05 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £18,792.33 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee The product fee shown for this mortgage is £1,499.00.
Booking Fee £0.00
Arrangement Fee £1,499.00
Telegraphic Transfer Fee £0.00
Valuation Fee £100.00
Total Fees £1,599.00
Early Repayment Charge No

Repayments

Initial Monthly Payment

£636.79

Ongoing Monthly Payment

£848.05

True Cost Over Initial Period

£18,792.33

Total Amount Repayable

£250,309.98

More information about this mortgage

Intermediary 2 Year Tracker £1499 Fee Purchase - Mortgage Details

Lender: Halifax

Mortgage type: Residential Mortgage

Rate type: Tracker

Initial rate: 4.06%

Initial rate period: 2 years

Initial monthly payment: £636.79

Monthly payment after initial period: £848.05

Standard Variable Rate: 7.24%

Maximum LTV: 60%

Product fee: The product fee shown for this mortgage is £1,499.00.

Arrangement fee: £1,499.00

Booking fee: £0.00

Telegraphic transfer fee: £0.00

Valuation fee: £100.00

Total fees: £1,599.00

APR: 6.9%

Early repayment charge: No

True cost over initial period: £18,792.33

True cost over full mortgage term: £250,309.98

Halifax Intermediary FTB 2 Year Tracker £1499 Fee Purchase

Mortgage Summary

For the first 2 years the mortgage rate is 4.06% giving you a monthly payment of £636.79 .

After your tracker rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £848.05 .

The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.

The true cost of this mortgage over the initial period is £18,792.33 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.

Fee Breakdown

Product Fee The product fee shown for this mortgage is £1,499.00.
Booking Fee £0.00
Arrangement Fee £1,499.00
Telegraphic Transfer Fee £0.00
Valuation Fee £100.00
Total Fees £1,599.00
Early Repayment Charge No

Repayments

Initial Monthly Payment

£636.79

Ongoing Monthly Payment

£848.05

True Cost Over Initial Period

£18,792.33

Total Amount Repayable

£250,309.98

More information about this mortgage

Intermediary FTB 2 Year Tracker £1499 Fee Purchase - Mortgage Details

Lender: Halifax

Mortgage type: Residential Mortgage

Rate type: Tracker

Initial rate: 4.06%

Initial rate period: 2 years

Initial monthly payment: £636.79

Monthly payment after initial period: £848.05

Standard Variable Rate: 7.24%

Maximum LTV: 60%

Product fee: The product fee shown for this mortgage is £1,499.00.

Arrangement fee: £1,499.00

Booking fee: £0.00

Telegraphic transfer fee: £0.00

Valuation fee: £100.00

Total fees: £1,599.00

APR: 6.9%

Early repayment charge: No

True cost over initial period: £18,792.33

True cost over full mortgage term: £250,309.98

Your home may be repossessed if you do not keep up repayments on your mortgage


The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.

Do you want No Fee Halifax 2 Year Tracker Rate Mortgage Advice?

Once you compared the Halifax 2 year tracker rate mortgage & remortgage schemes if would like tracker rate mortgage advice, complete our enquiry form and we will contact you to discuses your Halifax mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.

Mortgage Calculators/Tables

The above information does not contain all the details you need to choose a mortgage. Please consult one of our qualified mortgage brokers before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment you may make.