Our Halifax 2 year fixed rate mortgage tables are updated daily to give you the best Halifax 2 year fixed mortgage deals on the market. The Halifax 2 year fixed rate mortgage below are the lowest fixed mortgage rates available with early repayment charges. If you have any questions about the Halifax 2 year fixed mortgage rate schemes below contact us with any queries.
Current Halifax 2 year fixed mortgage rates based on a property value of £200,000 and a mortgage of £120,000 . This represents a 60% LTV repayment mortgage.
Showing 10 out of 12 matching Halifax 2 year fixed mortgage rates, correct as of 13/09/2026.
| Lender | Initial Rate | Mortgage Type | Initial Period | Max LTV | APRC | Product Fee | Monthly Payment | More Information |
|---|---|---|---|---|---|---|---|---|
| Halifax | 4.4% | Fixed | for 2 years | 60% | 6.9% | £999.00 | £659.56 | See more information |
| Halifax | 4.4% | Fixed | for 2 years | 60% | 6.9% | £999.00 | £659.56 | See more information |
| Halifax | 4.57% | Fixed | for 2 years | 60% | 6.8% | No fee | £671.11 | See more information |
| Halifax | 4.57% | Fixed | for 2 years | 60% | 6.8% | No fee | £671.11 | See more information |
| Halifax | 4.6% | Fixed | for 2 years | 60% | 7% | £999.00 | £673.16 | See more information |
| Halifax | 4.6% | Fixed | for 2 years | 60% | 7% | £999.00 | £673.16 | See more information |
| Halifax | 4.77% | Fixed | for 2 years | 60% | 6.9% | No fee | £684.84 | See more information |
| Halifax | 4.77% | Fixed | for 2 years | 60% | 6.9% | No fee | £684.84 | See more information |
| Halifax | 4.8% | Fixed | for 2 years | 60% | 7% | £999.00 | £686.91 | See more information |
| Halifax | 4.8% | Fixed | for 2 years | 60% | 7% | £999.00 | £686.91 | See more information |
Halifax Lloyds Loyalty Premier Intermediary 2 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.4% giving you a monthly payment of £659.56 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £850.24 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,907.12 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£659.56
Ongoing Monthly Payment
£850.24
True Cost Over Initial Period
£18,907.12
Total Amount Repayable
£251,022.64
Lloyds Loyalty Premier Intermediary 2 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.4%
Initial rate period: 2 years
Initial monthly payment: £659.56
Monthly payment after initial period: £850.24
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.9%
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,907.12
True cost over full mortgage term: £251,022.64
Halifax Lloyds Loyalty Premier Intermediary FTB 2 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.4% giving you a monthly payment of £659.56 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £850.24 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,907.12 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£659.56
Ongoing Monthly Payment
£850.24
True Cost Over Initial Period
£18,907.12
Total Amount Repayable
£251,022.64
Lloyds Loyalty Premier Intermediary FTB 2 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.4%
Initial rate period: 2 years
Initial monthly payment: £659.56
Monthly payment after initial period: £850.24
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 6.9%
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,907.12
True cost over full mortgage term: £251,022.64
Halifax Lloyds Loyalty Premier Intermediary 2 Year Fixed No Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.57% giving you a monthly payment of £671.11 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £851.30 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,219.97 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £100.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£671.11
Ongoing Monthly Payment
£851.30
True Cost Over Initial Period
£18,219.97
Total Amount Repayable
£250,624.87
Lloyds Loyalty Premier Intermediary 2 Year Fixed No Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.57%
Initial rate period: 2 years
Initial monthly payment: £671.11
Monthly payment after initial period: £851.30
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £100.00
APR: 6.8%
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,219.97
True cost over full mortgage term: £250,624.87
Halifax Lloyds Loyalty Premier Intermediary FTB 2 Year Fixed No Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.57% giving you a monthly payment of £671.11 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £851.30 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,219.97 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £100.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£671.11
Ongoing Monthly Payment
£851.30
True Cost Over Initial Period
£18,219.97
Total Amount Repayable
£250,624.87
Lloyds Loyalty Premier Intermediary FTB 2 Year Fixed No Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.57%
Initial rate period: 2 years
Initial monthly payment: £671.11
Monthly payment after initial period: £851.30
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £100.00
APR: 6.8%
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,219.97
True cost over full mortgage term: £250,624.87
Halifax Intermediary FTB Green AB EPC Cashback 2 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.6% giving you a monthly payment of £673.16 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £851.49 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,024.32 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£673.16
Ongoing Monthly Payment
£851.49
True Cost Over Initial Period
£19,024.32
Total Amount Repayable
£251,481.09
Incentives
Cash Back
£250.00
Intermediary FTB Green AB EPC Cashback 2 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.6%
Initial rate period: 2 years
Initial monthly payment: £673.16
Monthly payment after initial period: £851.49
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 7%
Cashback: £250.00
Early repayment charge: 31-Dec-2028
True cost over initial period: £19,024.32
True cost over full mortgage term: £251,481.09
Halifax Intermediary 2 Year Fixed £999 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.6% giving you a monthly payment of £673.16 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £851.49 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,274.32 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£673.16
Ongoing Monthly Payment
£851.49
True Cost Over Initial Period
£19,274.32
Total Amount Repayable
£251,731.09
Intermediary 2 Year Fixed £999 Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.6%
Initial rate period: 2 years
Initial monthly payment: £673.16
Monthly payment after initial period: £851.49
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 7%
Early repayment charge: 31-Dec-2028
True cost over initial period: £19,274.32
True cost over full mortgage term: £251,731.09
Halifax Intermediary Green AB EPC Cashback 2 Year Fixed No Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.77% giving you a monthly payment of £684.84 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £852.54 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,340.68 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £100.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£684.84
Ongoing Monthly Payment
£852.54
True Cost Over Initial Period
£18,340.68
Total Amount Repayable
£251,084.10
Incentives
Cash Back
£250.00
Intermediary Green AB EPC Cashback 2 Year Fixed No Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.77%
Initial rate period: 2 years
Initial monthly payment: £684.84
Monthly payment after initial period: £852.54
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £100.00
APR: 6.9%
Cashback: £250.00
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,340.68
True cost over full mortgage term: £251,084.10
Halifax Intermediary FTB Green AB EPC Cashback 2 Year Fixed No Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.77% giving you a monthly payment of £684.84 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £852.54 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,340.68 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £100.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£684.84
Ongoing Monthly Payment
£852.54
True Cost Over Initial Period
£18,340.68
Total Amount Repayable
£251,084.10
Incentives
Cash Back
£250.00
Intermediary FTB Green AB EPC Cashback 2 Year Fixed No Fee Purchase - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.77%
Initial rate period: 2 years
Initial monthly payment: £684.84
Monthly payment after initial period: £852.54
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £100.00
APR: 6.9%
Cashback: £250.00
Early repayment charge: 31-Dec-2028
True cost over initial period: £18,340.68
True cost over full mortgage term: £251,084.10
Halifax Intermediary 2 Year Fixed £999 Fee New Build (Complete by 31/08/27)
Mortgage Summary
For the first 2 years the mortgage rate is 4.8% giving you a monthly payment of £686.91 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £852.72 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,645.57 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£686.91
Ongoing Monthly Payment
£852.72
True Cost Over Initial Period
£19,645.57
Total Amount Repayable
£252,438.13
Intermediary 2 Year Fixed £999 Fee New Build (Complete by 31/08/27) - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.8%
Initial rate period: 2 years
Initial monthly payment: £686.91
Monthly payment after initial period: £852.72
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 7%
Early repayment charge: 31-Dec-2028
True cost over initial period: £19,645.57
True cost over full mortgage term: £252,438.13
Halifax Intermediary FTB Green AB EPC Cashback 2 Year Fixed £999 Fee New Build (Complete by 31/08/27)
Mortgage Summary
For the first 2 years the mortgage rate is 4.8% giving you a monthly payment of £686.91 .
After your fixed rate ends, you will move to the Halifax standard variable rate which is currently 7.24% . This would give you a monthly repayment of £852.72 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,395.57 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | The product fee shown for this mortgage is £999.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £999.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | £100.00 |
| Total Fees | £1,099.00 |
| Early Repayment Charge | 31-Dec-2028 |
Repayments
Initial Monthly Payment
£686.91
Ongoing Monthly Payment
£852.72
True Cost Over Initial Period
£19,395.57
Total Amount Repayable
£252,188.13
Incentives
Cash Back
£250.00
Intermediary FTB Green AB EPC Cashback 2 Year Fixed £999 Fee New Build (Complete by 31/08/27) - Mortgage Details
Lender: Halifax
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.8%
Initial rate period: 2 years
Initial monthly payment: £686.91
Monthly payment after initial period: £852.72
Standard Variable Rate: 7.24%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £999.00.
Arrangement fee: £999.00
Booking fee: £0.00
Telegraphic transfer fee: £0.00
Valuation fee: £100.00
Total fees: £1,099.00
APR: 7%
Cashback: £250.00
Early repayment charge: 31-Dec-2028
True cost over initial period: £19,395.57
True cost over full mortgage term: £252,188.13
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
Once you compared the Halifax 2 year fixed rate mortgage & remortgage schemes if would like fixed rate mortgage advice, complete our enquiry form and we will contact you to discuses your Halifax mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
The above information does not contain all the details you need to choose a mortgage. Please consult one of our qualified mortgage brokers before undertaking any borrowing/these calculations are for illustration purposes only and may not reflect the true cost of repayment you may make.
