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If you require help with any options click the Help symbol for more information.
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Type of Cover Help

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Type of Cover

Term insurance is a policy that pays a tax-free lump sum upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.

Amount of Cover Help

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Amount of Cover

The lump sum you want the policy to cover you for. i.e. for a £100000 mortgage the cover required is £100000.

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Annual Income Required
Length of Cover Help

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Length of Cover

The number of years you want the cover for. i.e. for a 25 year mortgage the cover required is 25 years.

Single or Joint Policy Help

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Single or Joint Policy

The policy can either be arranged on one life or on a joint life first death basis. A joint life policy is often cheaper than two single polices however, should a claim be made on a joint life policy the policy will then cease.

Increasing Benefit Help

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Increasing Benefit

Would you like the value of the benefit to increase with inflation?

Include Critical Illness Cover Help

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Critical Illness Cover

Life and Critical Illness is a policy that combines Term life insurance and Critical illness cover and will pay out once for either death of the life assured, upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months) or diagnosis of a qualifying critical illness, within the term of the policy.

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Please contact us on the following number for more information or if you have any queries - 01603 271108


Are you not sure what Life Cover is Right for you?

Once you have compared Go Directs Online family income benefit quotes if you want to make sure you are applying for the right cover why not read our insurance guides. Go Direct have detailed Online guides to help you decide on a lump sum life insurance or monthly income via a family income benefit policy. You can also read articles on indexed life cover or budget life insurance.

Thinking of adding Life and critical illness cover to your Income Protection insurance?

If you are looking at fully protecting yourself and your family our Advisors can help you with your family life insurance & critical illness cover needs. Our online quotes system will also allow you to compare the cost of the cover options. Our advisors though will have access to potential multi plan discounts if your looking for life and income protection insurance.

Would Life your Family Income Benefit Plan in a Free Trust?

When you take out a family income benefit with Go Direct our advisors will help set up your cover in trust. This can be beneficial to make sure any claim is paid out quickly to your family.

Would you Prefer to Speak to an Advisor and still get our Online Discount Life Cover Rates?

If you would prefer to have advice on your protection options to fit your budget Go Direct can help.

Our advisors have years of experience and offer phone based advice. Whats more our advisors will provide you with life insurance quotes with our discount Online premiums. We sacrifice up to 50% of the initial commission back into your policy to give you our cheapest life insurance rate that are lower than going direct to the insurance company.

Simply complete our inquiry form and one of our professional advisors will call you to help you get the right cover for your budget.

Need Help? Speak to Monty!

Our AI Chat helper 'Monty' can help find you the mortgage and protection that is right for you - why not try him today?

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