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28 May 2024
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Cheap Life Insurance Female Age 45

Term Life Insurance for 45 Year Old Female

Compare the cost of two separate life insurance policies with a joint term life insurance policy with our best buy tables.

Below you can see the monthly rates available with our discounted premiums for a single life £200000 policy over 20 years for a female non-smoker aged 45 as of the 15/06/2023. These premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

To compare the cost with joint life plan simple click on the options to the left or complete the details on our life insurance quote form for an instant quote for your own personal circumstances.

If you are not certain the amount of life cover you require we have advisors on hand who can advise you. You will still receive our discounted online premiums and their is no obligation to purchase a policy.

Level Term Life Insurance Quote:

Cover for: Female Age 45 Non Smoker (Male and Females are now the same cost)

Type of cover : Level Term Life Insurance

Term policy: 20 years


Our Premium

Standard Premium

You Save


Instant Quote




£381.60 over term





£592.80 over term





£655.20 over term





£338.40 over term





£463.20 over term


Joint Life Insurance Advice

With Go Direct you are able to obtain quotes for a joint life insurance and two separate polices however of the life assurance company offers a multi policy discount this will not be shown. This multi policy discount could be as high as a £1.50 per month saving on your monthly premium. To find out more about these discounts please call us on 01603 271108.

Read More About Your Life Insurance Options

We have information and explanation on all your joint life insurance options on our information pages on what is a term insurance, life and critical illness cover, family income benefit and critical illness insurance.

Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.

Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales Company 5703224. FCA Number 456600

Joint Life Insurance V Single Policies with Go Direct - Cheap Life Insurance Female Age 45