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28 Mar 2024
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Cheap 40 Year Old Male Non Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

Cheap 40 Year Old Male Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

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Types of Insurance

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  3. Critical Illness Insurance
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Cheap Term Life Insurance Male Age 40 Non Smoker

Term Life Insurance for 40 Year Old Male

If you are a smoker and looking to give up the difference in premiums between non smoker and smoker premiums may give you that added incentive to stop. The table below is for a non smoker male aged 40 for £150000 term life insurance over 25 years.

It is important to remember that if you use nicotine replacement products to help you stop smoking that most life assurance companies will want you too have stopped taking these for 12 months before they class you as a non smoker.

Best Buy Term Life Insurance Non Smoker

Cover for : Male Age 40 (Male and Females and now the same cost)

Type of cover : Term Life Insurance

Term policy : 25 years Non Smoker Rates Apply

Provider

Our Premium

Standard Premium

You Save

Benefit

Instant Quote

AIG

£8.31

£9.31

£300.00 over term

£150000.00

Vitakity

£9.40

£10.68

£384.00 over term

£150000.00

Royal London

£10.36

£11.96

£480.00 over term

£150000.00

AIG

£10.70

£12.30

£480.00 over term

£150000.00

Royal London

£10.85

£11.77

£276.00 over term

£150000.00

Aviva

£10.91

£12.02

£333.00 over term

£150000.00

Cheapest premiums available for a male aged 40 non smoker as of the 12/06/2023.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Life Insurance Advice

If you are a smoker and thinking about giving up we can help you find the right term life insurance policy for your needs now and for the future. We offer life insurance advice by phone so you still receive our great online cheap prices. Call us today on 01603 271108 or complete our enquiry for and an advisor will call you to discuss your life cover needs.

Compare Cheap Life Insurance Quotes Today

You can see how much you can save on your term insurance rates today with Go Direct's instant term life insurance quote tool. You can also compare the cost with a whole of life insurance quote. Alternatively why not read are simple guide to what is level term life insurance and family income benefit.

Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.

Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales Company 5703224. FCA Number 456600

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