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28 May 2024
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Cheap Joint Life Insurance Male & Female Age 45

Joint Term Life Insurance for 45 Year Old Male & Female

Compare the cost of joint life insurance policies with two separate life insurance policies with our best buy tables.

Below you can see the monthly rates available with our discounted premiums for a joint life £200000 policy over 20 years for a male & female non-smoker both aged 45 as of the 15/06/2023. These premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

To compare the cost with two single life plan simple click on the options to the left or complete the details on our life insurance quote form for an instant quote for your own personal circumstances.

Cheapest Price for two separate policies

The cheapest price for two separate policies with is £32.56 ( £16.28 L & G male & £16.28 L & G female level premium), compared with the cheapest joint level premium policy of £29.66 below . This means for an extra £2.90 per month you can obtain effectively double the cover.

Level Term Life Insurance Quote:

Cover for: Male & Female Age 45 Non Smoker (Male and Females are now the same cost)

Type of cover : Level Term Life Insurance

Term policy: 20 years

Provider

Our Premium

Standard Premium

You Save

Benefit

Instant Quote

L & G

£23.29

£26.28

£717.60 over term

£200000.00

Vitality

£29.28

£33.26

£955.20 over term

£200000.00

AIG

£29.66

£34.64

£1195.20 over term

£200000.00

L&G

£30.68

£35.41

£1135.20 over term

£200000.00

Aviva

£32.22

£35.80

£859.20 over term

£200000.00

Joint Life Insurance Advice

With Go Direct you are able to obtain quotes for a joint life insurance and two separate polices however some of the life assurance companies will offers a multi policy discount which will not be shown. This multi policy discount could be as high as a £1.50 per month saving on your total monthly premium. To find out more about these discounts please call us on 01603 271108.

Read More About Your Life Insurance Options

We have information and explanation on all your term life insurance options on our information pages on what is a term insurance, life and critical illness cover, family income benefit and income protection insurance.

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Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales Company 5703224. FCA Number 456600

Joint Life Insurance V Single Policies with Go Direct - Cheap Joint Life Insurance Age 45