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Cover could be handy in future as healthcare benefits are shelved

It may be wise for consumers to start thinking of the future by protecting themselves with products such as accident, illness and unemployment cover, following new projections on healthcare schemes.

According to the Chartered Institute of Personnel and Development (CIPD), despite the fact that businesses are spending more on the schemes, workers may in the future be encouraged to look after their own wellbeing.

The statement came in the wake of recent research from Employee Benefits compiled by Simplyhealth Healthcare Research, which indicated that 14 per cent of companies are boosting their healthcare spend.

According to CIPD adviser for performance and reward Charles Cotton, in light of the current economic climate, the increase in health scheme spending was surprising.

"I think that attitudes will change now that businesses realise the proportion of their companies' revenues that are being spent on healthcare benefits," he warned.

Consumers can pre-empt this situation by putting in place cover, which could come in handy by providing a continued income source in case they are incapacitated by an accident or illness.

If you would like to compare mortgage life insurance and protection policies Go Direct have a new insurance comparison system. Our new comparison system lets you compare the leading insurance companies polices quickly and easily.

Do you want advice on Income protection insurance?

After looking through the income protection insurance information if you would like Income protection Advice, complete our life insurance enquiry form and we will contact you to discuses your income protection insurance and protection needs.

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