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If you require help with any options click the Help symbol for more information.
Cover Required
Type of Cover Help

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Type of Cover

Income protection provides a monthly income if you cannot work due to sickness or illness after a set deferment period. Payments are made tax free and usually continue until you recover, reach the end of the policy or die. These plans do not cover redundancy which can be covered under an accident, sickness and redundancy policy.

Annual Income  
Age Cover Ceases Help

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Age Cover Ceases

This is the age you want the cover to cease at. Note the minimum term is typically 5 years or untill aged 50 whichever is longer.

Occupation  
Monthly tax free benefit required £ Help
   

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Monthly tax free benefit required £

This is the monthly sum you want the policy to cover you for, please leave blank to recieve a quote for the maximum available benefit i.e. if your annual income is £24000 the maximum cover available is generally £1000 per month.

Benefit Deferment Period(s) Help

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Benefit Deferment Period(s)

In the event of a claim this is the time you must wait before receiving your monthly benefit. Note the longer the deferment period the cheaper the premium will be.

Business mileage per year Help

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Business mileage per year

Some providers of income protection charge a higher premium if you drive over typically 15000 business miles each year or will set a different incapacity definition.

Increasing Benefit Help

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Increasing Benefit

The benefit will increase by RPI (Retail price index) each year.

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Smoking includes all tobacco products
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Please contact us on the following number for more information or if you have any queries - 01603 271108




Are you not sure what Income Protection Cover is Right for you?

Once you have compared Go Directs Online Income protection cover quotes if you want to make sure you are applying for the right cover why not read our insurance guides. Go Direct have detailed Online guides to help you decide on an Income Protection Insurance or monthly payment protection insurance like ASU. You can also read articles on budget cheap income protection insurance which is a short term income protection insurance and cheaper than the full term cover.

Thinking of adding Life and critical illness cover to your Income Protection insurance?

If you are looking at fully protecting yourself and your family our Advisors can help you with your family life insurance & critical illness needs. Our Online quotes system will also allow you to compare the cost of the cover options. Our advisors though will have access to potential multi plan discounts if your looking for life and income protection insurance.

Would you Prefer to Speak to an Advisor and still get our Online Discount Income Protection Cover Rates?

If you would prefer to have advice on your income protection options to fit your budget Go Direct can help.

Our advisors have years of experience and offer phone based advice. Whats more our advisors will provide you with discount life insurance quotes with our discount Online premiums. We sacrifice up to 50% of the initial commission back into your policy to give you our cheapest family Income cover and life insurance rates that are lower than going direct to the insurance company.

Simply complete our inquiry form and one of our professional advisors will call you to help you get the right cover for your budget.

Need Help? Speak to Monty!

Our AI Chat helper 'Monty' can help find you the mortgage and protection that is right for you - why not try him today?

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