Non Smokers Decreasing Life Insurance for 50 Year 0ld

If you are a smoker and want to protect you family by providing them with a lump sum to repay a mortgage should you die prematurely than your monthly premium will reflect you smoker status. The best buy tables below are for a Decreasing Life Insurance for 50 Year Old Smoker

It is worth noting that if you have stopped smoking but have used nicotine replacement products in the last 12 months then most life insurance companies will still class you as a smoker until you have stopped using them for a minimum of 12 months (some providers still charge a higher premium within 5 years of quitting smoking).

However if you have not smoked in the last twelve months but have used nicotine products we may still be able to obtain a non smoker life insurance policy. If you would like to find out more please call us on 01603 271108 or complete our inquiry form.

Below are examples of the quotes you can obtain via Go Direct's online discounted life insurance quotes system.

Best Buy Decreasing Life Insurance Non Smoker:

Cover for: 50 Year Old Type of cover: Decreasing Life Insurance

Term policy: 25 years Non Smoker Rates Apply

Provider Top Premium Standard Premium You Save Benefit
AIG £14.93 £17.11

£654.00 over term £150000.00
LANDG £15.18 £17.52 £702.00 over term £150000.00
SW £16.00 £18.50 £750.00 over term £150000.00
AIG £17.55 £19.90 £705.00 over term £150000.00
lv £17.63 £20.03 £720.00 over term £150000.00

Cheapest premiums available for a 50 year old male or female non smoker as of the 25/05/2024.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Cheap Non Smoker Decreasing Life Insurance Quotes

If you are a smoker and thinking about giving up we can help you find the right decreasing term life insurance policy for your needs now and for the future. We offer life insurance advice by phone so you still receive our great online cheap prices. Call us today on 01603 271108 or complete our enquiry for and an advisor will call you to discuss your life cover needs.

Compare Cheap Life Insurance Quotes Today

You can see how much you can save on your mortgage term life insurance premiums today with Go Direct's instant decreasing term life insurance quote tool. You can also compare the cost with a level life insurance quote to see how this compares with decreasing cover. Alternatively why not read are simple guide to term life insurance and decreasing life assurance.