Non Smokers Decreasing Life & Critical Illness Insurance for 30 Year 0ld

If you are a smoker and looking to give up the difference in premiums between non smoker and smoker premiums may give you that added incentive to stop. The table below is for a non smoker male or female £150000 deceasing life & Critical Illness Insurance over 25 years.

It is important to remember that if you use nicotine replacement products to help you stop smoking then most life assurance companies will want you too have stopped taking these for a minimum of 12 months before they class you as a non smoker. (some providers still charge a higher premium within 5 years of quitting smoking)

Below are examples of the quotes you can obtain via Go Direct's online discounted life insurance quotes system.

Best Buy Decreasing Life & Critical Illness Insurance Non Smoker:

Cover for: 30 Year Old Type of cover: DTA Life & Critical Illness Insurance

Term policy: 25 years Non Smoker Rates Apply

Provider Top Premium Standard Premium You Save Benefit
Vitality £20.56 £23.37 £843.00 over term £150000.00
AIG £21.80 £24.76 £888.00 over term £150000.00
LANDG £21.94 £25.86 £1176.00 over term £150000.00
Aviva £22.64 £25.14 £750.00 over term £150000.00
Zurich £23.72 £26.96 £972.00 over term £150000.00

Cheapest premiums available for a 30 year old non smoker male or female smoker as of the 25/05/2024.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Life Insurance Advice

If you are a smoker and thinking about giving up we can help you find the right decreasing life & Critical Illness Insurance policy for your needs now and for the future. We offer life insurance advice by phone so you still receive our great online cheap prices. Call us today on 01603 271108 or complete our inquiry for and an advisor will call you to discuss your life cover needs.

Compare Cheap Life Insurance Quotes Today

You can see how much you can save on your level term insurance premiums today with Go Direct's instant term life insurance quote tool. You can also compare the cost with a whole of life insurance quote. Alternatively why not read are simple guide to what is a term life insurance and family income benefit.