TSB Mortgage Rate Tables allows you to access the complete TSB mortgage product range, you can also click on the link to visit the TSB's website to confirm their mortgage lending policy. Our mortgage calculator is updated daily and can help you compare the major mortgage lenders mortgage products. We also offer No Fee mortgage broker advice on the TSB mortgage range.
Current TSB mortgage rates based on a property value of £200,000 and a £120,000 repayment mortgage, representing 60% LTV.
TSB's lowest current 2 year fixed mortgage rate at 60% LTV is 5.04% (Max LTV 60%) with a £995 product fee. TSB's lowest current 5 year fixed mortgage rate at 60% LTV is 5.04% (Max LTV 60%) with a £995 product fee. TSB's lowest current tracker mortgage rate at 60% LTV is 4.69% (Max LTV 60%) with a £995 product fee. Rates checked 8 November 2026.
Showing 10 out of 11 matching TSB mortgage rates, correct as of 08/11/2026.
| Lender | Initial Rate | Rate Type | Max LTV | Fees | APRC | Monthly Payment | More Information |
|---|---|---|---|---|---|---|---|
| Lender TSB | Initial Rate 4.69% then 7.49% variable | Rate Type Tracker for 2 years | Max LTV 60% | Fees £995.00 Product Fee | APRC 7% | Monthly Payment £684.96 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 4.74% then 7.49% variable | Rate Type Tracker for 2 years | Max LTV 75% | Fees £995.00 Product Fee | APRC 7% | Monthly Payment £688.43 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 4.99% then 7.49% variable | Rate Type Fixed for 3 years | Max LTV 60% | Fees £995.00 Product Fee | APRC 6.9% | Monthly Payment £705.91 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.04% then 7.49% variable | Rate Type Fixed for 5 years | Max LTV 60% | Fees £995.00 Product Fee | APRC 6.6% | Monthly Payment £709.43 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.04% then 7.49% variable | Rate Type Fixed for 2 years | Max LTV 60% | Fees £995.00 Product Fee | APRC 7.1% | Monthly Payment £709.43 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.09% then 7.49% variable | Rate Type Fixed for 3 years | Max LTV 75% | Fees £995.00 Product Fee | APRC 7% | Monthly Payment £712.96 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.14% then 7.49% variable | Rate Type Fixed for 5 years | Max LTV 75% | Fees £995.00 Product Fee | APRC 6.7% | Monthly Payment £716.50 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.14% then 7.49% variable | Rate Type Fixed for 2 years | Max LTV 75% | Fees £995.00 Product Fee | APRC 7.1% | Monthly Payment £716.50 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.19% then 7.49% variable | Rate Type Fixed for 5 years | Max LTV 60% | Fees No fee Product Fee | APRC 6.6% | Monthly Payment £714.13 Initial Monthly Payment | More Information More information |
| Lender TSB | Initial Rate 5.24% then 7.49% variable | Rate Type Fixed for 3 years | Max LTV 60% | Fees No fee Product Fee | APRC 6.9% | Monthly Payment £717.66 Initial Monthly Payment | More Information More information |
TSB 2 Year Tracker £995 Fee Purchase Energy Efficient Homes EPC A/B £250 Cashback
Mortgage Summary
For the first 2 years the mortgage rate is 4.69% (until 28/02/2029) giving you a monthly payment of £684.96 .
After your tracker rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £877.32 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,243.92 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | No |
Repayments
| Initial Monthly Payment | £684.96 |
|---|---|
| Ongoing Monthly Payment | £877.32 |
| True Cost Over Initial Period | £18,243.92 |
| Total Amount Repayable | £257,752.28 |
TSB 2 Year Tracker £995 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 4.74% (until 28/02/2029) giving you a monthly payment of £688.43 .
After your tracker rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £877.63 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,587.61 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | No |
Repayments
| Initial Monthly Payment | £688.43 |
|---|---|
| Ongoing Monthly Payment | £877.63 |
| True Cost Over Initial Period | £18,587.61 |
| Total Amount Repayable | £258,180.60 |
TSB 3 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first 3 years the mortgage rate is 4.99% (until 28/02/2030) giving you a monthly payment of £705.91 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £873.04 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £27,530.49 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £705.91 |
|---|---|
| Ongoing Monthly Payment | £873.04 |
| True Cost Over Initial Period | £27,530.49 |
| Total Amount Repayable | £255,393.93 |
TSB 5 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 5.04% (until 29/02/2032) giving you a monthly payment of £709.43 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £861.05 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £44,694.09 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £709.43 |
|---|---|
| Ongoing Monthly Payment | £861.05 |
| True Cost Over Initial Period | £44,694.09 |
| Total Amount Repayable | £248,762.94 |
TSB 2 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 5.04% (until 28/02/2029) giving you a monthly payment of £709.43 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £879.50 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,154.61 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £709.43 |
|---|---|
| Ongoing Monthly Payment | £879.50 |
| True Cost Over Initial Period | £19,154.61 |
| Total Amount Repayable | £259,258.11 |
TSB 3 Year Fixed £995 Fee Purchase Energy Efficient Homes EPC A/B £250 Cashback
Mortgage Summary
For the first 3 years the mortgage rate is 5.09% (until 28/02/2030) giving you a monthly payment of £712.96 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £873.93 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £27,555.44 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £712.96 |
|---|---|
| Ongoing Monthly Payment | £873.93 |
| True Cost Over Initial Period | £27,555.44 |
| Total Amount Repayable | £255,651.17 |
TSB 5 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 5.14% (until 29/02/2032) giving you a monthly payment of £716.50 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £862.50 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £45,139.50 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £716.50 |
|---|---|
| Ongoing Monthly Payment | £862.50 |
| True Cost Over Initial Period | £45,139.50 |
| Total Amount Repayable | £249,552.00 |
TSB 2 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first 2 years the mortgage rate is 5.14% (until 28/02/2029) giving you a monthly payment of £716.50 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £880.11 .
The maximum Loan to Value (LTV) is 75% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,345.50 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £995.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £995.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £716.50 |
|---|---|
| Ongoing Monthly Payment | £880.11 |
| True Cost Over Initial Period | £19,345.50 |
| Total Amount Repayable | £259,615.53 |
TSB 5 Year Fixed No Fee Purchase
Mortgage Summary
For the first 5 years the mortgage rate is 5.19% (until 29/02/2032) giving you a monthly payment of £714.13 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £856.11 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £44,990.19 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £0.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £0.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £714.13 |
|---|---|
| Ongoing Monthly Payment | £856.11 |
| True Cost Over Initial Period | £44,990.19 |
| Total Amount Repayable | £247,888.26 |
TSB 3 Year Fixed No Fee Purchase
Mortgage Summary
For the first 3 years the mortgage rate is 5.24% (until 28/02/2030) giving you a monthly payment of £717.66 .
After your fixed rate ends, you will move to the TSB standard variable rate which is currently 7.49% . This would give you a monthly repayment of £868.05 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £27,988.74 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
Fee Breakdown
| Product Fee | £0.00 |
|---|---|
| Booking Fee | £0.00 |
| Telegraphic Transfer Fee | £0.00 |
| Valuation Fee | Free valuation |
| Total Fees | £0.00 |
| Early Repayment Charge | Yes |
Repayments
| Initial Monthly Payment | £717.66 |
|---|---|
| Ongoing Monthly Payment | £868.05 |
| True Cost Over Initial Period | £27,988.74 |
| Total Amount Repayable | £254,549.79 |
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
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