Our Natwest Mortgage Rate Tables allows you to access the complete Natwest mortgage product range, you can also click on the link to visit the Natwest's website to confirm their mortgage lending policy. Our mortgage calculator is updated daily and can help you compare the major mortgage lenders mortgage products. We also offer No Fee mortgage broker advice on the Natwest mortgage range.
Current NatWest mortgage rates based on a property value of £200,000 and a mortgage of £120,000 . This represents a 60% LTV repayment mortgage.
Showing 10 out of 17 matching NatWest mortgage rates, correct as of 21/08/2026.
| Lender | Mortgage Product | Mortgage Type | Initial Rate | Initial Rate Period | Initial Monthly Payment | Maximum LTV | Product Fee | More Information |
|---|---|---|---|---|---|---|---|---|
| NatWest | Intermediary 2 Year Tracker £995 Fee Purchase | Tracker | 4.1% | 2 years | £640.05 | 60% | £995.00 | See more information |
| NatWest | Intermediary 5 Year Fixed £1495 Fee Purchase | Fixed | 4.54% | 5 years | £669.73 | 60% | £1,495.00 | See more information |
| NatWest | GREEN Intermediary 5 Year Fixed £995 Fee Purchase | Fixed | 4.54% | 5 years | £669.73 | 60% | £995.00 | See more information |
| NatWest | Intermediary 2 Year Fixed £1495 Fee Purchase | Fixed | 4.55% | 2 years | £670.41 | 60% | £1,495.00 | See more information |
| NatWest | GREEN Intermediary 2 Year Fixed £995 Fee Purchase | Fixed | 4.55% | 2 years | £670.41 | 60% | £995.00 | See more information |
| NatWest | Intermediary 5 Year Fixed £995 Fee Purchase | Fixed | 4.59% | 5 years | £673.14 | 60% | £995.00 | See more information |
| NatWest | Intermediary 2 Year Fixed £995 Fee Purchase | Fixed | 4.6% | 2 years | £673.83 | 60% | £995.00 | See more information |
| NatWest | Intermediary 2 Year Tracker No Fee Purchase | Tracker | 4.65% | 2 years | £677.26 | 60% | No fee | See more information |
| NatWest | Intermediary 5 Year Fixed No Fee Purchase | Fixed | 4.69% | 5 years | £680.01 | 60% | No fee | See more information |
| NatWest | Intermediary 2 Year Fixed No Fee Purchase | Fixed | 4.77% | 2 years | £685.52 | 60% | No fee | See more information |
For the first 2 years the mortgage rate is 4.1% giving you a monthly payment of £640.05 .
After your tracker rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £813.93 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,306.35 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £995.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £995.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,025.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£640.05
Ongoing Monthly Payment
£813.93
True Cost Over Initial Period
£18,306.35
Total Amount Repayable
£240,509.24
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Tracker
Initial rate: 4.1%
Initial rate period: 2 years
Initial monthly payment: £640.05
Monthly payment after initial period: £813.93
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £995.00.
Arrangement fee: £995.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,025.00
APR: 6.5%
Early repayment charge: 30-Nov-2028
True cost over initial period: £18,306.35
True cost over full mortgage term: £240,509.24
For the first 5 years the mortgage rate is 4.54% giving you a monthly payment of £669.73 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £800.15 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £43,717.99 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £1,495.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,495.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,525.00 |
| Early Repayment Charge | 30-Nov-2031 |
Initial Monthly Payment
£669.73
Ongoing Monthly Payment
£800.15
True Cost Over Initial Period
£43,717.99
Total Amount Repayable
£233,353.54
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.54%
Initial rate period: 5 years
Initial monthly payment: £669.73
Monthly payment after initial period: £800.15
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £1,495.00.
Arrangement fee: £1,495.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,525.00
APR: 6.1%
Early repayment charge: 30-Nov-2031
True cost over initial period: £43,717.99
True cost over full mortgage term: £233,353.54
For the first 5 years the mortgage rate is 4.54% giving you a monthly payment of £669.73 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £800.15 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £43,217.99 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £995.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £995.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,025.00 |
| Early Repayment Charge | 30-Nov-2031 |
Initial Monthly Payment
£669.73
Ongoing Monthly Payment
£800.15
True Cost Over Initial Period
£43,217.99
Total Amount Repayable
£232,853.54
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.54%
Initial rate period: 5 years
Initial monthly payment: £669.73
Monthly payment after initial period: £800.15
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £995.00.
Arrangement fee: £995.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,025.00
APR: 6%
Early repayment charge: 30-Nov-2031
True cost over initial period: £43,217.99
True cost over full mortgage term: £232,853.54
For the first 2 years the mortgage rate is 4.55% giving you a monthly payment of £670.41 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £816.68 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,626.07 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £1,495.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £1,495.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,525.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£670.41
Ongoing Monthly Payment
£816.68
True Cost Over Initial Period
£19,626.07
Total Amount Repayable
£242,579.71
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.55%
Initial rate period: 2 years
Initial monthly payment: £670.41
Monthly payment after initial period: £816.68
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £1,495.00.
Arrangement fee: £1,495.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,525.00
APR: 6.6%
Early repayment charge: 30-Nov-2028
True cost over initial period: £19,626.07
True cost over full mortgage term: £242,579.71
For the first 2 years the mortgage rate is 4.55% giving you a monthly payment of £670.41 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £816.68 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,126.07 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £995.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £995.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,025.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£670.41
Ongoing Monthly Payment
£816.68
True Cost Over Initial Period
£19,126.07
Total Amount Repayable
£242,079.71
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.55%
Initial rate period: 2 years
Initial monthly payment: £670.41
Monthly payment after initial period: £816.68
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £995.00.
Arrangement fee: £995.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,025.00
APR: 6.6%
Early repayment charge: 30-Nov-2028
True cost over initial period: £19,126.07
True cost over full mortgage term: £242,079.71
For the first 5 years the mortgage rate is 4.59% giving you a monthly payment of £673.14 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £800.85 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £43,432.82 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £995.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £995.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,025.00 |
| Early Repayment Charge | 30-Nov-2031 |
Initial Monthly Payment
£673.14
Ongoing Monthly Payment
£800.85
True Cost Over Initial Period
£43,432.82
Total Amount Repayable
£233,234.27
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.59%
Initial rate period: 5 years
Initial monthly payment: £673.14
Monthly payment after initial period: £800.85
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £995.00.
Arrangement fee: £995.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,025.00
APR: 6%
Early repayment charge: 30-Nov-2031
True cost over initial period: £43,432.82
True cost over full mortgage term: £233,234.27
For the first 2 years the mortgage rate is 4.6% giving you a monthly payment of £673.83 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £816.97 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £19,218.41 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | The product fee shown for this mortgage is £995.00. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £995.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £1,025.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£673.83
Ongoing Monthly Payment
£816.97
True Cost Over Initial Period
£19,218.41
Total Amount Repayable
£242,251.22
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.6%
Initial rate period: 2 years
Initial monthly payment: £673.83
Monthly payment after initial period: £816.97
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: The product fee shown for this mortgage is £995.00.
Arrangement fee: £995.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £1,025.00
APR: 6.6%
Early repayment charge: 30-Nov-2028
True cost over initial period: £19,218.41
True cost over full mortgage term: £242,251.22
For the first 2 years the mortgage rate is 4.65% giving you a monthly payment of £677.26 .
After your tracker rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £817.27 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,316.02 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £30.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£677.26
Ongoing Monthly Payment
£817.27
True Cost Over Initial Period
£18,316.02
Total Amount Repayable
£241,430.73
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Tracker
Initial rate: 4.65%
Initial rate period: 2 years
Initial monthly payment: £677.26
Monthly payment after initial period: £817.27
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £30.00
APR: 6.5%
Early repayment charge: 30-Nov-2028
True cost over initial period: £18,316.02
True cost over full mortgage term: £241,430.73
For the first 5 years the mortgage rate is 4.69% giving you a monthly payment of £680.01 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £802.25 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £42,870.63 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £30.00 |
| Early Repayment Charge | 30-Nov-2031 |
Initial Monthly Payment
£680.01
Ongoing Monthly Payment
£802.25
True Cost Over Initial Period
£42,870.63
Total Amount Repayable
£233,003.88
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.69%
Initial rate period: 5 years
Initial monthly payment: £680.01
Monthly payment after initial period: £802.25
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £30.00
APR: 6%
Early repayment charge: 30-Nov-2031
True cost over initial period: £42,870.63
True cost over full mortgage term: £233,003.88
For the first 2 years the mortgage rate is 4.77% giving you a monthly payment of £685.52 .
After your fixed rate ends, you will move to the NatWest standard variable rate which is currently 6.74% . This would give you a monthly repayment of £817.98 .
The maximum Loan to Value (LTV) is 60% for this mortgage. Your LTV is 60% based on the figures you have entered.
The true cost of this mortgage over the initial period is £18,539.04 , this includes all fees and payments. This is a good way to compare mortgages of the same initial period.
| Product Fee | No product fee is shown for this mortgage. |
|---|---|
| Booking Fee | £0.00 |
| Arrangement Fee | £0.00 |
| Telegraphic Transfer Fee | £30.00 |
| Valuation Fee | Free valuation |
| Total Fees | £30.00 |
| Early Repayment Charge | 30-Nov-2028 |
Initial Monthly Payment
£685.52
Ongoing Monthly Payment
£817.98
True Cost Over Initial Period
£18,539.04
Total Amount Repayable
£241,847.58
Lender: NatWest
Mortgage type: Residential Mortgage
Rate type: Fixed
Initial rate: 4.77%
Initial rate period: 2 years
Initial monthly payment: £685.52
Monthly payment after initial period: £817.98
Standard Variable Rate: 6.74%
Maximum LTV: 60%
Product fee: No product fee is shown for this mortgage.
Arrangement fee: £0.00
Booking fee: £0.00
Telegraphic transfer fee: £30.00
Valuation fee: Free valuation
Total fees: £30.00
APR: 6.5%
Early repayment charge: 30-Nov-2028
True cost over initial period: £18,539.04
True cost over full mortgage term: £241,847.58
Your home may be repossessed if you do not keep up repayments on your mortgage
The APRC quoted is representative and for example purposes, it is based on a £200,000 property with a £120,000 loan over 25 years equating to 300 monthly payments. Best buys are based on the Go Direct representative whole of market panel of lenders.
Go Direct offer you no fee mortgage advice on the UK mortgage market from our representative whole of market panel of lenders. Once you compare the Natwest mortgage rates & remortgage products above would like one of our professional mortgage advisors to help you find the most suitable mortgage for your home? We offer No Fee simply advice and complete your mortgage application over the phone for you. Just complete our mortgage advice form and we will contact you to discuss your mortgage requirements at a time to suit you.
We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.
