Current NatWest buy to let mortgage rates based on a property value of
£200,000
and a mortgage of
£120,000 .
This represents a
60% LTV
interest-only buy to let mortgage.
NatWest's lowest current 2 year fixed buy to let mortgage rate is 4.44% with a £3,999 product fee. Its lowest current 5 year fixed buy to let mortgage rate is 4.64% with a £5,999 product fee. Rates checked 27 September 2026.
NatWest Buy to Let Mortgage Product Details
NatWest Intermediary BTL 2 Year Fixed £3999 Fee Purchase
Mortgage Summary
For the first
2 years
the mortgage rate is
4.44%
giving you a monthly payment of
£444.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
75%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£16,461.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £3,999.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£3,999.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£4,029.00
|
|
Early Repayment Charge
|
31-Jan-2029 |
Repayments
Initial Monthly Payment
£444.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£16,461.00
Total Amount Repayable
£199,789.00
More information about this mortgage
Intermediary BTL 2 Year Fixed £3999 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.44%
Initial rate period:
2 years
Initial monthly payment:
£444.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
75%
Product fee:
The product fee shown for this mortgage is £3,999.00.
Arrangement fee:
£3,999.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£4,029.00
APR:
6.9%
Early repayment charge:
31-Jan-2029
True cost over initial
period:
£16,461.00
True cost over full
mortgage term:
£199,789.00
NatWest Intermediary BTL 2 Year Fixed £3499 Fee Purchase
Mortgage Summary
For the first
2 years
the mortgage rate is
4.61%
giving you a monthly payment of
£461.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
75%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£16,437.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £3,499.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£3,499.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£3,529.00
|
|
Early Repayment Charge
|
31-Jan-2029 |
Repayments
Initial Monthly Payment
£461.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£16,437.00
Total Amount Repayable
£199,765.00
More information about this mortgage
Intermediary BTL 2 Year Fixed £3499 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.61%
Initial rate period:
2 years
Initial monthly payment:
£461.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
75%
Product fee:
The product fee shown for this mortgage is £3,499.00.
Arrangement fee:
£3,499.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£3,529.00
APR:
6.9%
Early repayment charge:
31-Jan-2029
True cost over initial
period:
£16,437.00
True cost over full
mortgage term:
£199,765.00
NatWest Intermediary BTL 5 Year Fixed £5999 Fee Purchase
Mortgage Summary
For the first
5 years
the mortgage rate is
4.64%
giving you a monthly payment of
£464.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
75%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£35,725.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £5,999.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£5,999.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£6,029.00
|
|
Early Repayment Charge
|
31-Jan-2032 |
Repayments
Initial Monthly Payment
£464.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£35,725.00
Total Amount Repayable
£194,789.00
More information about this mortgage
Intermediary BTL 5 Year Fixed £5999 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.64%
Initial rate period:
5 years
Initial monthly payment:
£464.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
75%
Product fee:
The product fee shown for this mortgage is £5,999.00.
Arrangement fee:
£5,999.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£6,029.00
APR:
6.6%
Early repayment charge:
31-Jan-2032
True cost over initial
period:
£35,725.00
True cost over full
mortgage term:
£194,789.00
NatWest Intermediary BTL 5 Year Fixed £4999 Fee Purchase
Mortgage Summary
For the first
5 years
the mortgage rate is
4.74%
giving you a monthly payment of
£474.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
75%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£35,365.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £4,999.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£4,999.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£5,029.00
|
|
Early Repayment Charge
|
31-Jan-2032 |
Repayments
Initial Monthly Payment
£474.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£35,365.00
Total Amount Repayable
£194,429.00
More information about this mortgage
Intermediary BTL 5 Year Fixed £4999 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.74%
Initial rate period:
5 years
Initial monthly payment:
£474.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
75%
Product fee:
The product fee shown for this mortgage is £4,999.00.
Arrangement fee:
£4,999.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£5,029.00
APR:
6.6%
Early repayment charge:
31-Jan-2032
True cost over initial
period:
£35,365.00
True cost over full
mortgage term:
£194,429.00
NatWest GREEN Intermediary BTL 2 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first
2 years
the mortgage rate is
4.8%
giving you a monthly payment of
£480.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
65%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£14,465.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £995.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£995.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£1,025.00
|
|
Early Repayment Charge
|
31-Jan-2029 |
Repayments
Initial Monthly Payment
£480.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£14,465.00
Total Amount Repayable
£197,793.00
More information about this mortgage
GREEN Intermediary BTL 2 Year Fixed £995 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.8%
Initial rate period:
2 years
Initial monthly payment:
£480.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
65%
Product fee:
The product fee shown for this mortgage is £995.00.
Arrangement fee:
£995.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£1,025.00
APR:
6.6%
Early repayment charge:
31-Jan-2029
True cost over initial
period:
£14,465.00
True cost over full
mortgage term:
£197,793.00
NatWest Intermediary BTL 5 Year Fixed £3999 Fee Purchase
Mortgage Summary
For the first
5 years
the mortgage rate is
4.83%
giving you a monthly payment of
£483.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
75%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£34,941.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £3,999.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£3,999.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£4,029.00
|
|
Early Repayment Charge
|
31-Jan-2032 |
Repayments
Initial Monthly Payment
£483.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£34,941.00
Total Amount Repayable
£194,005.00
More information about this mortgage
Intermediary BTL 5 Year Fixed £3999 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.83%
Initial rate period:
5 years
Initial monthly payment:
£483.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
75%
Product fee:
The product fee shown for this mortgage is £3,999.00.
Arrangement fee:
£3,999.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£4,029.00
APR:
6.5%
Early repayment charge:
31-Jan-2032
True cost over initial
period:
£34,941.00
True cost over full
mortgage term:
£194,005.00
NatWest Intermediary BTL 2 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first
2 years
the mortgage rate is
4.86%
giving you a monthly payment of
£486.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
60%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£14,633.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £995.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£995.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£1,025.00
|
|
Early Repayment Charge
|
31-Jan-2029 |
Repayments
Initial Monthly Payment
£486.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£14,633.00
Total Amount Repayable
£197,961.00
More information about this mortgage
Intermediary BTL 2 Year Fixed £995 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.86%
Initial rate period:
2 years
Initial monthly payment:
£486.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
60%
Product fee:
The product fee shown for this mortgage is £995.00.
Arrangement fee:
£995.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£1,025.00
APR:
6.6%
Early repayment charge:
31-Jan-2029
True cost over initial
period:
£14,633.00
True cost over full
mortgage term:
£197,961.00
NatWest GREEN Intermediary BTL 5 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first
5 years
the mortgage rate is
4.89%
giving you a monthly payment of
£489.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
65%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£32,321.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £995.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£995.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£1,025.00
|
|
Early Repayment Charge
|
31-Jan-2032 |
Repayments
Initial Monthly Payment
£489.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£32,321.00
Total Amount Repayable
£191,385.00
More information about this mortgage
GREEN Intermediary BTL 5 Year Fixed £995 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.89%
Initial rate period:
5 years
Initial monthly payment:
£489.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
65%
Product fee:
The product fee shown for this mortgage is £995.00.
Arrangement fee:
£995.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£1,025.00
APR:
6.2%
Early repayment charge:
31-Jan-2032
True cost over initial
period:
£32,321.00
True cost over full
mortgage term:
£191,385.00
NatWest Intermediary BTL 5 Year Fixed £995 Fee Purchase
Mortgage Summary
For the first
5 years
the mortgage rate is
4.95%
giving you a monthly payment of
£495.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
60%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£32,705.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £995.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£995.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£1,025.00
|
|
Early Repayment Charge
|
31-Jan-2032 |
Repayments
Initial Monthly Payment
£495.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£32,705.00
Total Amount Repayable
£191,769.00
More information about this mortgage
Intermediary BTL 5 Year Fixed £995 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
4.95%
Initial rate period:
5 years
Initial monthly payment:
£495.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
60%
Product fee:
The product fee shown for this mortgage is £995.00.
Arrangement fee:
£995.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£1,025.00
APR:
6.2%
Early repayment charge:
31-Jan-2032
True cost over initial
period:
£32,705.00
True cost over full
mortgage term:
£191,769.00
NatWest Intermediary BTL 5 Year Fixed £1999 Fee Purchase
Mortgage Summary
For the first
5 years
the mortgage rate is
5.03%
giving you a monthly payment of
£503.00 .
After your
fixed
rate ends, you will move to the
NatWest
standard variable rate which is currently
6.74%
.
This would give you a monthly payment of
£674.00 .
The maximum Loan to Value (LTV)
is
75%
for this mortgage.
Your LTV is
60%
based on the figures you have entered.
The true cost of this mortgage over the
initial period is
£34,221.00 ,
this includes all fees and payments.
This is a good way to compare mortgages
of the same initial period.
Fee Breakdown
|
Product Fee
|
The product fee shown for this mortgage is £1,999.00. |
|
Booking Fee
|
£0.00 |
|
Arrangement Fee
|
£1,999.00 |
|
Telegraphic Transfer Fee
|
£30.00 |
|
Valuation Fee
|
Free valuation |
|
Total Fees
|
£2,029.00
|
|
Early Repayment Charge
|
31-Jan-2032 |
Repayments
Initial Monthly Payment
£503.00
Ongoing Monthly Payment
£674.00
True Cost Over Initial Period
£34,221.00
Total Amount Repayable
£193,285.00
More information about this mortgage
Intermediary BTL 5 Year Fixed £1999 Fee Purchase - Mortgage Details
Lender:
NatWest
Mortgage type:
Buy to Let Mortgage
Rate type:
Fixed
Initial rate:
5.03%
Initial rate period:
5 years
Initial monthly payment:
£503.00
Monthly payment after
initial period:
£674.00
Standard Variable Rate:
6.74%
Maximum LTV:
75%
Product fee:
The product fee shown for this mortgage is £1,999.00.
Arrangement fee:
£1,999.00
Booking fee:
£0.00
Telegraphic transfer fee:
£30.00
Valuation fee:
Free valuation
Total fees:
£2,029.00
APR:
6.4%
Early repayment charge:
31-Jan-2032
True cost over initial
period:
£34,221.00
True cost over full
mortgage term:
£193,285.00
