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13 Jul 2024
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Graduate Mortgages Explained

Graduate Mortgage

Currentl there are no 100% graduate mortgages available, when the situation changes we will update this site.

Graduate Mortgage schemes help you step straight onto the property ladder with up to a 102% Graduate Mortgage.

After years of studying, it's usually hard to find the money you need to put a deposit down on a house. Graduate Mortgage Lenders recognise this and offer a solution in the form of specialist Graduate Mortgage schemes

100% plus Graduate mortgage

You can apply for 100% of the purchase price or valuation of the property, whichever is the lower, plus an additional 2%. You can use the additional 2% towards costs that come with buying a new home such as stamp duty and legal fees. This graduate mortgage scheme is available exclusively to Graduates who have graduated from a recognised UK University.

Interest only Graduate mortgage .

These style of Graduate mortgage offer you a low mortgage payments in the early years to help keep your monthly costs down. Many Graduates have loans and other debt that make a repayment mortgage difficult to afford, by offering a graduate interest only mortgage the mortgage lender gives you a chance to benefit from any increase in house prices whilst you pay the minimum mortgage payment.

Do you want fee free Graduate mortgage advice?

For more information on Graduate mortgages please contact us to speak to a mortgage advisor without obligation for no broker fee mortgage advice


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Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.

Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales Company 5703224. FCA Number 456600

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £349

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