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28 Mar 2024
Get the Best life insurance Deals today Looking for cheap Life Cover? Get an Instant Quote Today Find the  Cheapest Smokers life Insurance Quotes With Go Direct

Cheap 40 Year Old Female Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

Cheap 40 Year Old Female Non Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

Instant Online Quote

  1. Term Life Insurance Quote
  2. Mortgage Life Insurance Quote
  3. Critical Illness Insurance Quote
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  5. Accident Sickness & Unemployment Cover Quote
  6. Life Insurance Advice

Types of Insurance

  1. Term Life Insurance
  2. Decreasing Term Life Insurance
  3. Critical Illness Insurance
  4. Income Protection
  5. Family Income Benefit
  6. Accident Sickness Unemployment
  7. Whole Life Insurance
  8. Waiver of Premium
  1. Cheap Life Insurance
  2. Mortgage Protection
  3. Critical Illness Cover
  4. Life Insurance Info
  5. Best Life Insurance Deals
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  7. Budget Income Protection
  8. Smokers Life Insurance

Cheap Smokers Family Income Benefit Female Age 40

Family Income Benefit for a 40 Year Old Female Smoker

If you are a smoker and want to protect you family by providing them with a regular income should you die prematurely than your life insurance monthly premium will reflect you smoker status. The best buy tables below are for a family income benefit for a 40 Year Old Female Smoker with a benefit of £12000 pa and a term of 25 years,

It is worth noting that if you have stopped smoking but have used nicotine replacement products in the last twelve months then most life insurance companies will still class you as a smoker until you have stopped using them for twelve month.

However if you have not smoked in the last twelve months but have used nicotine products we may still be able to obtain a non smoker life insurance policy. If you would like to find out more please call us on 01603 271108 or complete our enquiry form.

Below are examples of the quotes you can obtain via Go Directs online discounted life insurance quotes system.

Family Income Benefit Quote

Cover for : Female Age 40 (Male and Females are now the same cost)

Type of cover : Family Income Benefit

Term policy : 25 years Smoker Rates Apply

Provider

Our Premium

Standard Premium

You Save

Benefit

Instant Quote

L&G

£19.44

£22.44

£900.00 over term

£12000.00

LV

£20.57

£23.38

£843.00 over term

£12000.00

AIG

£21.16

£24.61

£1035.00 over term

£12000.00

Aviva

£23.57

£26.54

£891.00 over term

£12000.00

Zurich

£24.24

£CALL

£CALL

£12000.00

Cheapest premiums available for a female aged 40 smoker as of the 12/06/2023.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Cheap Smoker Family Life Insurance Quotes

Thankfully at Go Direct our discounted premiums can help cushion some of the increase in premiums you will have as a smoker for your family life insurance policy. We rebate a minimum of 50% the initial commission we could receive for setting up your policy back into your policy to offer you a cheap family income quote.

Smoker Family Life Insurance Advice

If you would like to speak to an advisor about your family life insurance requirements Go Direct offer fee free phone based life insurance advice. Our advisers can help you find the right solution for your protection to fit your budget. You will also receive the same affordable life insurance quotes as you find on our website. Call us today on 01603 271108 or complete our insurance advice form to request a call.

Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.

Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales Company 5703224. FCA Number 456600

Cheap Smoker Family Income Benefit Female Age 40 Quotes From Go Direct