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19 Oct 2017

Cheap 30 Year Old Male Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

Cheap 30 Year Old Male Non Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

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  2. Decreasing Term Life Insurance
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Cheap Smoker Decreasing Life Insurance Male Age 30

Decreasing Term Life Insurance for 30 Year Old Male Smoker

If you are a smoker and want to protect you family by providing them with a regular income should you die prematurely than your monthly premium will reflect you smoker status. The best buy tables below are for a male aged 30 on a smoker basis for decreasing term life insurance of £150000 for a 25 year term.

It is worth noting that if you have stopped smoking but have used nicotine replacement products in the last twelve months then most life insurance companies will still class you as a smoker until you have stopped using them for twelve month.

However if you have not smoked in the last twelve months but have used nicotine products we may still be able to obtain a non smoker life insurance policy.If you would like to find out more please call us on 0845 262 2226 or complete our enquiry form.

Below are examples of the quotes you can obtain via Go Directs online discounted life insurance quotes system.

Decreasing Term Life Insurance Quote

Cover for : Male Age 30 (Male and Females are now the same cost)

Type of cover : Decreasing Life Insurance

Term policy : 25 years Smoker Rates Apply

Provider

Cheapest Premium

Standard Premium

You Save

Benefit

Instant Quote

Royal London

£8.22

£9,41

£357 over term

£150000.00

L & G

£8.41

£9.72

£383 over term

£150000.00

AIG

£8.67

£9.59

£276 over term

£150000.00

Aviva

£8.81

£9.77

£288 over term

£150000.00

Royal London

£8.88

£9.81

£279 over term

£150000.00

Cheapest premiums available for a male aged 30 smoker as of the 09/06/2016.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Cheap Smoker Decreasing Term Life Insurance Quotes

Thankfully at Go Direct our discounted premiums can help cushion some of the increase in premiums you will have as a smoker for your decreasing life insurance policy. We rebate a minimum of 50% the initial commission we could receive for setting up your policy back into your policy to offer you a cheap decreasing term insurance quote.

Smoker Life Insurance Advice

If you would like to speak to an advisor about your family income benefit requirements Go Direct offer fee free phone based life insurance advice. Call us today on 0845 262 2226 or complete our insurance advice form to request a call.

Compare Instant Life Insurance Quotes Today

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