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19 Mar 2024
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Buy to Let Portfolio Mortgages

Buy to Let Property Portfolio Mortgages

Buy to let portfolio mortgages make it easy for landlords to manage their property portfolios and are available with The Mortgage Works, Mortgage Express and several other BTL mortgage lenders. Portfolio mortgage are designed for landlords who have, or are planning to have, more than one buy to let property.

Portfolio Buy to Let mortgage solution offers the following benefits

You may be able to borrow more than the property's value

Because rental income and loan to value is averaged across the mortgage portfolio, you can take advantage of any excess rental income or equity to support the purchase of other properties for their portfolio.

The mortgage portfolio is treated as a single account

Although the mortgage portfolio can incorporate a variety of interest rates, it is treated as a single mortgage account regardless of the number of buy to let properties. This means one direct debit mandate, one monthly payment and one mortgage statement for the entire buy to let property portfolio.

Buy to Let Portfolio Remortgage

With some Buy to Let Portfolio remortgages the lender will allow a landlord to borrow up to 75% of the property portfolios value with no proof of rental income.

One further advance to grow the portfolio

When it's time to add new buy to let properties to the portfolio, just one further advance is needed to utilise the equity across the whole portfolio.

 

Spread the equity across the property portfolio

Buy to Let Portfolio

Average the rental income across the property portfolio

Average the rental across the portfolip

 

" The Financial Conduct Authority does not be regulated most Buy to Let Mortgages "

Do you want Fee Free Buy to Let Portfolio Mortgage Advice

If you interest in fee free buy to let portfolio mortgage or remortgage and you would like portfolio buy to let mortgage advice or have a question about buy to let portfolio mortgages, complete our mortgage enquiry form and we will contact you to discuses your mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £349.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

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Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales Company 5703224. FCA Number 456600

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £349