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04/12/2013

Santanda Confirm Help to Buy Scheme

Help to Buy: mortgage guarantee

We will be joining the Government’s Help to Buy: mortgage guarantee scheme in January 2014 and will be offering a new range of 95% LTV mortgages.

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31/05/2013

LV Enhances its Critical Illness Cover

Critical Illness Cover Example

The latest enhancements to LV Critical illness cover can now provide you with wider coverage, more partial payment options for less severe conditions, as well as larger payments for some conditions.

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24/04/2013

73% Increase in 5 Year Fixed Mortgage

Moneyfacts research has revealed a shift in the mortgage products lenders want to sell as the number of five-year fixed rate mortgages increased by 73% in the last 12 months.   

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23/04/2013

23% fall in ISA choice, a third less money

Moneyfacts research reveals a 23% fall in the choice of where to place your cash ISA this year compared to April 2012. 

Not only have product numbers fallen but the rates last year were around a third higher than today, (one-year fixed has fallen by 32%/long-term fixed by 33%).

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16/04/2013

Savers the Forgotten Casualties

Inflation figures released today show the Consumer Prices Index (CPI) in March stuck at 2.8%.

To beat inflation, a basic rate taxpayer at 20% needs to find a savings account paying at least 3.50% per annum, while a higher rate taxpayer at 40% needs to find an account paying at least 4.66%.

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08/04/2013

Mortgage Fees Rise as Rates Fall

Moneyfacts research reveals that whilst mortgage interest rates are falling and higher loan-to-values (LTVs) are making a comeback, potential savings are being eaten away by the less talked about, rising fees.

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22/03/2013

Business Moneyfacts announces 2013 award winners

The winners of the 2013 Business Moneyfacts Awards were announced last night at the prestigious Lancaster London Hotel.

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19/03/2013

Savers’ Torment Heightened

Inflation figures released today show the Consumer Prices Index (CPI) rose during February, from 2.7% to 2.8%.

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13/03/2013

Moneyfacts Awards finalists announced

The Moneyfacts Awards are to be presented at a lunchtime ceremony on 7th June 2013 at the London Marriott Hotel, Grosvenor Square. One of the highlights of the personal finance industry calendar, this event continues to celebrate the best products and service in the personal finance world and will hopefully provide a welcome boost to those who have excelled in their sectors.

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05/03/2013

Mortgage Market Set for Change

Moneyfacts research reveals that the mortgage market has literally turned on its head in the last five years.

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26/02/2013

ISA Prisoners get Life  

Moneyfacts research reveals that only three of the top-paying variable cash ISAs will allow you to transfer money in, as opposed to nine out of ten, two years ago.  

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20/02/2013

Lowest Mortgage Rates Ever

Fixed mortgage rates are dropping like stones, Moneyfacts research reveals. Rates started a slow descent shortly after the Government’s Funding for Lending Scheme (FLS) began last August and have picked up speed with new ‘best ever’ deals coming onto the market almost daily. 

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12/02/2013

No end to savers’ distress

Inflation figures released today show the Consumer Prices Index (CPI) in January stuck at 2.7%.

To beat inflation, a basic rate taxpayer at 20% needs to find a savings account paying 3.37% per annum, while a higher rate taxpayer at 40% needs to find an account paying at least 4.50%.

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06/02/2013

ISA outlook: Gloomy   

Moneyfacts research reveals a slow start to the ISA season. Not only has it started a month later than expected, product choice and rates have fallen and the ability to transfer funds is fading fast.

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31/01/2013

Moneyfacts comments on FSA plans to review annuity pricing

Following the announcement that the Financial Services Authority (FSA) is to conduct a thematic review into annuity pricing, research by Investment Life & Pensions Moneyfacts highlights the financial detriment that consumers could suffer in retirement as a result of their failure to shop around for the best annuity.

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25/01/2013

Consumer Moneyfacts Awards

The winners of the Consumer Moneyfacts Awards were announced last night at the HAC in London. Industry professionals from leading financial services and utility providers gathered at the event hosted by comedian Hardeep Singh Kohli.

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16/01/2013

Building societies take ‘locals only’ stance 

Moneyfacts research reveals that the savings market is changing shape, yet again. Only this time it is not the accounts that are changing but how you obtain an account. 

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09/01/2013

Annuity income suffers biggest fall since 1998

New research by Investment Life and Pensions Moneyfacts has revealed that the average annual income generated by a standard annuity for a 65-year old male fell by 11.5% during 2012.

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08/01/2013

Savings bonuses are disappearing fast

Just when savers thought it couldn’t get any worse, it did. Moneyfacts research shows that not only are savings rates falling to devastating lows but introductory bonuses are all but disappearing too.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

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Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales Company 5703224. FCA Number 456600

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £500

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