Jump to main content of pageaccessibility informationSitemap
25 Jul 2017
Bad Credit Mortgage Advice
Property Price Comparison
What's your score?
rightmove.co.uk
Energy helpline Utility Switch

What is a ..

Best Mortgage Deal

Specialist UK Mortgages...

  1. Bad Credit
  2. 95 % Mortgages
  3. 100 Percent
  4. Help to Buy Mortgage
  5. Shared ownership
  6. Professional
  7. Lifetime
  8. Btl Mortgage
  9. Portfolio Mortgages
  10. Let to buy
  11. Self build
  12. Council right to buy
  13. Mortgage Protection
  14. Mortgage Surveys
  15. Mortgage Info

Bad Credit Mortgages

Bad Credit Mortgage Advice

Complete these 3 simple steps and we will contact you on the date/time specified to discuss your mortgage or remortgage requirements.

   

1

2

Your preferred date:

 
Your preferred time:

 
Your name:

Your telephone number:
Your House Name/No.
Your Postcode
Email
  By clicking on call me, I/we expressly consent to be being contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services
3

Bad Credit Mortgages & Remortgages

Bad Credit mortgages & remortgages are for you if you are unable to take a standard mortgage with a high street lender due to credit problems.

We have the bad credit mortgage & remortgage experts who can help you find a bad credit mortgage that’s right for you. Our Bad Credit mortgage advice comes from over 20 years of experience in placing difficult mortgages and is free of charge.

What’s more is that there is no need to worry, many other people in the UK are in your situation because they do not fit standard mortgage lending criteria.

We help many people out of this seemingly helpless situation, by arranging an adverse credit mortgage (sometimes known as a non-conforming mortgage, bad credit mortgage or sub prime mortgage) until they are back on track.

So what is meant by bad credit or non-conforming?

‘bad credit’ borrowers fit a wide range of categories: you may have a bad credit history, mortgage arrears, CCJ’s.

Because of these factors, you do not fit the ‘normal’ criteria. Consequently a mortgage lender may consider you a higher risk than a ‘normal’ mortgage borrower. All of this means the interest rate could be higher.

Will I always need a bad credit mortgage ?

It doesn't sound much help, does it – a higher rate mortgage, when perhaps you are already in a tight spot financially? But it’s worth noting that the higher rates  attached to bad credit mortgages or non-conforming mortgages need not always necessarily be the case for you.

Bear in mind that once you have had a sub prime mortgage or adverse credit mortgage for three years and have managed to meet the repayments on this each month, you will have written yourself a new credit history. At this point we will contact you and help you obtain a new mainstream mortgage free of charge.

Where can I get bad credit mortgage or sub prime mortgage/remortgage advice?

Contact us today using the simple form on the left and we will source the most appropriate and cheapest bad credit mortgage provider for you. Our advisors have years of experiance and offer fee free mortgage advice.

Go Direct Mortgage Quotes

If you have had credit problems with defaults, CCJ's, mortgage arrears or Bankruptcies/IVA, we would recommend you do not use our mortgage quote tool. Each lender will have their own criteria depending on many factors, please complete our enquiry form and  advisor will be able to look at your mortgage options for you.

You may also be interested in:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

Go Direct.co.uk is a trading style for website purposes of Go Direct UK Ltd.

Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 456600

We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances. Our typical fee would be £500